Board Of Directors
Board Of Directors

Chairman
Johannes Mainhardt
Johannes Mainhardt, Member (AccessHolding). Mr. Mainhardt is the Head of Investments at AccessHolding. He has worked in several microfinance banks. He served as the Chief Credit & Operating Officer at AB Microfinance Bank Nigeria, as well as the Finance & Risk Director at Credo Bank (Georgia) and held senior positions in other network banks. Mr. Mainhardt has a degree in Business Administration and is fluent in German, English and Russian.

Non- Executive Director
Marcus Hannappel
Marcus Hannappel, Member (AccessHolding). Mr. Hannappel is a senior banking expert at AccessHolding. He has worked in several microfinance banks, including one year as the Chief Credit Officer / Deputy CEO of AB Microfinance Bank Nigeria, as well as three years as a Credit Advisor and Branch Manager in Nigeria and Madagascar. Mr. Hannappel holds an M.Sc. in Economics and speaks German, English, French and Spanish.

Non- Executive Director
Oliver van Bergeijk
Oliver van Bergeijk, Member (KfW). Mr. van Bergeijk serves as a Vice President in the Credit Risk Management Department of KfW. He is also a Board Member of ICF Debt Pool LLP. Previously, Mr. van Bergeijk worked as a Vice President in KfW’s Restructuring Department, Fund Manager in the KfW Carbon Fund and as an Investment Manager for KfW’s private equity and venture capital funds investments. He holds a Master’s Degree in Economics, and is fluent in German and English.

Non-Executive Director
Mikhail Velichko
Mikhail Velichko is the CEO at AccèsBanque Madagascar (ABM) and currently the 1st Vice-President of Madagascar’s Professional Banking Association. He possesses over 20 years of experience in Retail Banking, Microfinance, and Investments. Before joining ABM, he worked for the Swiss investment advisory firm, US microfinance network, and leading Russian and Ukrainian commercial banks. He worked in Ukraine, Russia, Zambia, Tanzania, Malawi, DR Congo, and Nigeria during his career. Mr. Velichko holds a Master’s Degree in Banking and speaks English, French, Russian and Ukrainian languages.

Non-Executive Director
Abayomi Ayodabo
Abayomi Ayodabo is a Member of the AfDB and a Chartered Accountant of international repute, with a distinguished career in the development banking, finance and consulting industry of over 30 years. He is the Division Manager of Loan Accounting at the African Development Bank, where he oversees the administration of the Bank’s loans, grants and guarantee portfolios of over USD$45billion. He is a Fellow of the Institute of Chartered Accountants of Nigeria (ICAN) and a Certified Public Accountant (CPA) of both the United States of America and Canada. He holds an MBA Finance degree from the Ladoke Akintola University of Technology (LAUTECH). He is fluent in both English and French

Independent Director
Modupe Ladipo
Ms. Ladipo is a Financial Inclusion expert with over 25 years’ diverse experience in financial services. She was the CEO of EFinA, the leading Nigerian financial sector development organisation, from its foundation in 2008, and became EfinA’s Board Chairperson in 2016. Under Ms. Ladipo’s leadership, EFinA became a highly influential knowledge center for microfinance strategy and regulation, financial inclusion and non-interest finance. Ms. Ladipo has held management positions in commercial banking and strategy consulting in the United Kingdom.

Independent Director
Dr. Marc Lucassen
Dr. Lucassen is the Delegate of German Industry and Commerce in Nigeria and a Board Member of the Nigerian-German Chamber of Commerce. In these functions, he provides support services for German businesses in Nigeria and supports the development of cooperation by Nigerian and German companies. Dr. Lucassen has held top executive positions and worked as a business consultant in Europe, Middle East and Africa.

Chairman
Dr. Bernd Zattler
Dr. Bernd Zattler, Chairman (AccessHolding). Dr. Zattler is the Chief Executive Officer of AccessHolding AG, the majority owner of AB Microfinance, as well as a member and chairman of other banks in the AccessHolding Group. In 1994, Dr. Zattler established the consulting firm LFS Advisory GmbH, the founding shareholder of AccessHolding. His prior professional experience includes work for a multinational firm and in other institutions engaged in development finance. Dr. Zattler holds a PhD in Economics and is fluent in German, English and French.