Careers
If you're ambitious, innovative and hard working, a career with AB Microfinance Bank Nigeria may be for you. New challenges are arising regularly as the microfinance terrain continues to develop in Nigeria. And new ideas, techniques, and solutions are needed. As the pursuit of value takes on greater significance in the financial sector, we have a multitude of career opportunities that will enable you to prove your abilities from the very first day of work.
You will be surrounded by exceptional thinkers and have access to opportunities that most people only read about. Whether you work in the office or the field, or provide solutions to our clients directly or indirectly, you'll experience a culture that is diverse, dynamic, fun and focused on helping you achieve success. Working in AB Microfinance Bank Nigeria can never be described as ordinary. It’s exciting, stimulating and challenging. Depending on how you look at it, it can also be fun.
Equal Opportunities
AB Microfinance Bank Nigeria is fully committed to the principles of equal opportunities in recruitment and employment and does not discriminate on the basis of any legally protected status or characteristic.
Current Vacancies
The Bank is seeking to fill up these vacancies, kindly go through the advert carefully and only qualified candidates should please apply accordingly.
TRAINEE LOAN OFFICER
Interested candidates should apply via the link below not later than Tuesday, April 9th 2024.
TRAINEE LOAN OFFICER
Job Title: TRAINEE LOAN OFFICER
Location: South-East & South-South (Awka & Port-Harcourt)
Type: Full-Time
About Us:
AB Microfinance Bank Nigeria Limited is a member of an international network of Microfinance Bank under AccessHolding (www.accessholding.com), with its head office in Berlin Germany. We provide world class financial services to small, micro, and medium enterprises and private business individuals in Nigeria; As a leading financial institution dedicated to providing inclusive financial services and fostering economic empowerment within Nigeria, we remain committed to excellence, innovation, and financial sustainability and we are looking for a dynamic individual to join our team.Main Responsibilities:
- Creating and Managing owned Loan portfolio.
- Conducting direct promotion and/or other marketing activities on regular basis.
- Screening prospect’s eligibility, opening loan applications and arranging appointments with clients.
- Conducting loan analyses by visiting the business and household of clients, visiting the business/employer of guarantors and preparing a complete loan assessment according to the bank’s credit procedures
- Presenting loan proposals to the credit committee and informing the client about the decision of the credit committee.
- Arranging the disbursement in collaboration with Back Office and client.
- Ensuring punctual repayments by monitoring loans with the bank’s software (myMBS) contacting and visiting all parties base on needs.
- Ensuring high quality standards of the bank’s credit portfolio.
- Actively participating in committees and group discussions, looking for ways to help solve group problems, proactively seeking for improvement and willing to align his/her personal goals with ABN’s goals.
Requirements:
- Minimum educational qualification of B.Sc./HND.
- Basic knowledge of financial mathematics & Accounting.
- Basic computer skills and mobile Application.
- Detailed and target oriented.
- Good team spirit.
- Self-motivated and industrious individuals who like to work outdoor.
- Excellent analytical skills.
- Ability to disburse small and medium sized loans to MICRO BUSINESSES
Method of Application:
Interested candidates should apply via the link below not later than Tuesday, April 9th 2024.
Only shortlisted candidates will be contacted.
TRAINEE QUALITY CONTROL OFFICER
Job Title: TRAINEE QUALITY CONTROL OFFICER
Location: Lagos, Nigeria
Type: Full-Time
About Us:
AB Microfinance Bank Nigeria Limited is a member of an international network of Microfinance Bank under AccessHolding (www.accessholding.com), with its head office in Berlin Germany. We provide world class financial services to small, micro, and medium enterprises and private business individuals in Nigeria; As a leading financial institution dedicated to providing inclusive financial services and fostering economic empowerment within Nigeria, we remain committed to excellence, innovation, and financial sustainability and we are looking for a dynamic individual to join our team.Main Responsibilities:
- Application and Proposal data entry into the Bank’s software systems
- Control of Credit files and fulfilment of Credit committee decision
- Preparation of documents for disbursement of loans under the supervision of an experienced QCO
- Coordinating loan clients for disbursement according to disbursement schedules.
- Verifies and balances data by reviewing data; pulling and returning data to user for correction.
- Completes data management by sorting, batching, and archiving files.
- Responsible for files transfer within branches
Requirements:
- Minimum educational qualification of BSc/HND in any discipline
- Excellent Data Entry skill with a high level of accuracy
- Excellent time management
- Good communication and Interpersonal Skills
- Excellent customer service relation
- Ability to work effectively with minimal supervision.
- At least 1 year working experience in any related field would be an added advantage.
Method of Application:
Interested candidates should apply via the link below not later than Wednesday, January 24th 2024.
Only shortlisted candidates will be contacted.
TRAINEE CLIENT ADVISER
Job Title: TRAINEE CLIENT ADVISER
Location: ANAMBRA STATE – AWKA & RIVERS STATE – PORT HARCOURT
Type: Full-Time
Main Responsibilities:
- Taking Enquiries and providing necessary information to clients
- Active sales of the Banking Services products
- Direct promotion in markets
- Mobilize deposits by cross-selling the banks products and giving general information about products/ services and their uses/benefits.
- Account opening and all customer account related operations
- Disbursements of loans
- Providing excellent customer service
Requirements:
- Minimum educational qualification of B.Sc./HND
- Good communication and Interpersonal Skills
- Excellent selling and Marketing skills
- Active PC user
- Excellent customer service relation
- 1-2 years relevant working experience would be an added advantage
- Ability to work effectively with minimal supervisi
Method of Application:
All qualified and interested applicants should apply via the link below not later than Thursday, April 11th 2024.
Only shortlisted candidates will be contacted.
JUNIOR PRODUCT OWNER
Job Title:JUNIOR PRODUCT OWNER
Location:IKEJA, LAGOS
Type: Full-Time
Job Summary
The Product Owner plays a pivotal role in the development and execution of product initiatives within innovation department. She/he will collaborate closely with other team members, assists in defining product requirements, prioritizing features, and ensuring the successful delivery of the products or services that meet customer needs and business objectives.Main tasks and responsibilities:
- Actively participate in the business analysis stage of projects
- Collaborate with stakeholders to gather and prioritize product requirements.
- Create and manage a product backlog, ensuring alignment with business objectives.
- Work closely with development teams to define product features and user stories.
- Plan and communicate release timelines and milestones.
- Participate in delivering end-to-end support of business users.
- In charge of documentation of configuration and processes.
- Preparing test cases and executing them
- Planning and executing QA of implementations.
- Collaborate with cross-functional teams for effective product delivery.
- Analyze market trends, competitor products, and customer feedback.
- Gather and prioritize customer feedback for continuous product improvement.
- Conduct thorough research to identify potential grant opportunities that align with the institution’s goals and projects.
Qualifications, Necessary Experience and Knowledge:
- Bachelor’s degree in business administration, Finance, Computer Science, or related field.
- At least two years’ work experience in related role.
- Experience working in agile environment with practical understanding of agile methodologies.
- Proven experience in product development, project management or a related role in financial industries especially FINTECH
- Experience in BPMN / process automation, JavaScript, Rest API, SQL, and system integrations (via API) is not mandatory but an advantage.
- Experience in Grant acquisition and management is an advantage.
- Knowledge of product management tools such as click up, Jira, Trello or Asana
- Understanding of software development lifecycle (SDLC) processes
- Meticulous with strong organizational skills.
- Ability to manage multiple tasks simultaneously in a fast- paced environment.
- Strong analytical skills with the ability to gather and interpret data to drive product decisions.
- Excellent communication and people skills, with the ability to effectively collaborate with cross-functional teams.
- Passion for innovation, with a desire for continuous learning and growth.
Method of Application:
Interested candidates should apply via the link below not later than Monday, April 8th 2024.
Only shortlisted candidates will be contacted.
TRAINEE CASHIER
Job Title: TRAINEE CASHIER
Location: ANAMBRA STATE – AWKA & RIVERS STATE – PORT HARCOURT
Type: Full-Time
Main Responsibilities:
- Perform Clients deposit and withdrawal transactions (cash and cheque) within approved limits and provide responses to customers’ enquiries or complaints in a polite and courteous manner within the cash area.
- Ensure complete adherence to the dictates of the Cashbox Procedure (including adjoining annexes) and other applicable MEMOs in force at all times.
- Ensure that Cash is arranged and stored in an orderly manner (according to denominations) in the Till box and ensure that the cash cabin is neat, tidy, and free from all prohibited items.
- Verify the correctness of customers account details (Name, account Number, account type etc.), signatures and pictures before performing deposit and withdrawal transaction.
- Verify that cash notes received are not counterfeit notes at the time of presentation using the pre-installed Mercury Lights.
- Ensure proper and complete record keeping and filing of all transaction reports and receipts
- Support and participate in the deposit mobilization effort of the branch.
- Actively support the client advisor team in raising deposits by cross-selling, giving general information about products and services and referring clients to the client advisors.
- Actively inform clients about transferring their funds via the funds transfer channel.
Requirements:
- Minimum educational qualification of OND in any related field
- Good communication and Interpersonal Skills
- Active PC user
- Excellent customer service relation
- Ability to work effectively with minimal supervision
- 1-2 years working experience in any related field would be an added advantage
Method of Application:
All qualified and interested applicants should apply via the link below not later than Thursday, April 11th 2024.
Only shortlisted candidates will be contacted.
FRONT DESK OFFICER
Job Title: FRONT DESK OFFICER
Location: ANAMBRA STATE – AWKA & RIVERS STATE – PORT HARCOURT
Type: Full-Time
Main Responsibilities:
- Welcome customers to the bank; communicating courteously with customers by telephone, email, and in person.
- Attracts potential customers by answering product and service questions; suggesting information about other products and services available to clients.
- Determine and respond to customers enquiries in a professional manner by direct them to the respective workstation or unit where their needs would be served.
- Coordinating loan clients for disbursement according to disbursement schedules.
- Resolves product or service problems by clarifying customer's complaint; determining the cause of the problem; selecting and explaining the best solution to solve the problem; expediting correction or adjustment; following up to ensure resolution
- Refer unresolved customer grievances or special requests to designated departments or units for further investigation and follow-up to ensure resolution.
- Directly supervise other admin personnel (cleaners, security guards) for an effective discharge of their duties.
- Organize, Sort and distribute incoming mail without delays.
- Ensure that the driver’s log book, fuel login sheet, is logged properly and updated.
Requirements:
- Minimum educational qualification of OND in any related field
- Good communication and Interpersonal Skills
- Active PC user
- Excellent customer service relation
- Ability to work effectively with minimal supervision
- 1-2 years working experience in any related field would be an added advantag
Method of Application:
All qualified and interested applicants should apply via the link below not later than Thursday, April 11th 2024.
Only shortlisted candidates will be contacted.