Whether you're saving for a goal or just getting started, we’re here to help you grow — one smart move at a time.
Manage your money with ease—whether you're running a business, receiving your salary, or paying bills.
Let your money work for you, invest with us and earn high returns on your deposit.
We offer traders and business owners the opportunity to easily access fast loans for inventory purchases or working capital.
This is for business owners who require higher loan amounts for capital intensive projects.
The housing loan is designed to offer financial support to individuals i.e. business owners who want to achieve their home ownership dream.
We are dedicated to empowering your financial journey with customized solutions that prioritize growth, security, and excellence. Whether you aim to expand your business or secure your future, our innovative services are designed to elevate your aspirations. Together, we help build you, your business and the nation at large.
AB Microfinance Bank Nigeria, licensed by the Central Bank of Nigeria (CBN), operates with a national license, headquartered in Lagos and strategically located across Lagos, Oyo, Ogun, Ondo, Ekiti, Anambra, Delta, Imo, and Rivers.
As a forward-thinking institution, we empower entrepreneurs and individuals by providing accessible financial solutions. We offer products ranging from affordable business loans to savings & fixed deposit accounts. Our global shareholders with industry leaders such as Access Microfinance Holding AG (Germany), and the African Development Bank (AfDB), reflects our unwavering dedication to advancing financial inclusion in Nigeria.
Years
Branches across Nigeria
Customers
ABN is a socially responsible bank and the bank of choice for micro and small enterprises. It strives to be the leading provider of financial services in this market segment in Nigeria. The Bank's loans are primarily based on an assessment of the borrower's repayment capacity. Business loans are the core product of the Bank. ABN builds-up long term business relationships with customers based on responsibility and mutual respect. By doing so it promotes a savings culture and supports borrowers to build-up a credit history. ABN shareholders have a long term investment horizon and expect a reasonable commercial return on investment
ABN is committed to the development of the Nigerian financial sector by rendering accessible services to the people, with an ambition for excellence and quality.
Shareholders, management and staff of ABN share strong corporate values, in particular transparency, non-discrimination, open communication, performance orientation, social & environmental responsibility and client protection. To achieve its objectives and to establish a strong corporate culture based on its values, ABN invests heavily in training. AB Microfinance Bank Nigeria Nigeria is committed to improving access to financial services in Nigeria.
Chairman
Chairman
Johannes Mainhardt, Member (Access-Holdings). Mr. Mainhardt is the Head of Investments at Access-Holdings. He has worked in several microfinance banks. He served as the Chief Credit & Operating Officer at AB Microfinance Bank Nigeria Nigeria, as well as the Finance & Risk Director at Credo Bank (Georgia) and held senior positions in other network banks. Mr. Mainhardt has a degree in Business Administration and is fluent in German, English and Russian.
Non-Executive Director
Non-Executive Director
Mikhail Velichko is the CEO at AccèsBanque Madagascar (ABM) and currently the 1st Vice-President of Madagascar’s Professional Banking Association. He possesses over 20 years of experience in Retail Banking, Microfinance, and Investments. Before joining ABM, he worked for the Swiss investment advisory firm, US microfinance network, and leading Russian and Ukrainian commercial banks. He worked in Ukraine, Russia, Zambia, Tanzania, Malawi, DR Congo, and Nigeria during his career. Mr. Velichko holds a Master’s Degree in Banking and speaks English, French, Russian and Ukrainian languages.
Non-Executive Director
Non-Executive Director
Abayomi Ayodabo is a Member of the AfDB and a Chartered Accountant of international repute, with a distinguished career in the development banking, finance and consulting industry of over 30 years. He is the Division Manager of Loan Accounting at the African Development Bank, where he oversees the administration of the Bank’s loans, grants and guarantee portfolios of over USD$45billion. He is a Fellow of the Institute of Chartered Accountants of Nigeria (ICAN) and a Certified Public Accountant (CPA) of both the United States of America and Canada. He holds an MBA Finance degree from the Ladoke Akintola University of Technology (LAUTECH). He is fluent in both English and French
Independent Director
Independent Director
Ms. Ladipo is a Financial Inclusion expert with over 25 years’ diverse experience in financial services. She was the CEO of EFinA, the leading Nigerian financial sector development organisation, from its foundation in 2008, and became EfinA’s Board Chairperson in 2016. Under Ms. Ladipo’s leadership, EFinA became a highly influential knowledge center for microfinance strategy and regulation, financial inclusion and non-interest finance. Ms. Ladipo has held management positions in commercial banking and strategy consulting in the United Kingdom.
Independent Director
Independent Director
Dr. Lucassen is the Delegate of German Industry and Commerce in Nigeria and a Board Member of the Nigerian-German Chamber of Commerce. In these functions, he provides support services for German businesses in Nigeria and supports the development of cooperation by Nigerian and German companies. Dr. Lucassen has held top executive positions and worked as a business consultant in Europe, Middle East and Africa.
Non-Executive Director
Non-Executive Director
Ms. Denise Baum recently joined ABN Board of Directors as a Non-Executive Director, replacing Mr. Van Bergeijk who completed his tenure in June 2022. Ms. Baum, nominated by one of ABN’s shareholders; KfW German Development Bank, will together with other members of the Board help strengthen the operating and financial policies of the bank by leveraging her almost 2 decades of experience in the financial services sector. Ms. Baum currently serves as a Senior Restructuring Manager in the Credit Risk Management Department of KfW. She is a banking professional with over 15 years of international experience in export, project, corporate and development finance. Her previous work experience also includes several years in administrative positions in the automobile industry. Ms. Baum holds a Master’s Degree in Business Administration and is fluent in German, English, Portuguese, Spanish and French.
Non-Executive Director
Non-Executive Director
Thomas Engelhardt is AccessHolding’s Chief Executive Officer. He joined LFS Advisory GmbH in 1996 and became a partner in 2004. He has served on the AccessHolding management board since its foundation in 2006. He was also the first General Manager of AccessBank Azerbaijan and held other managerial positions in Berlin and abroad. Mr Engelhardt holds an M.Sc degree in Economics, and speaks German, English, Russian and Serbo-Croatian.
Managing Director
Managing Director
Pawel joined the Management Board of ABN in 2014 bringing a lot of knowledge and experience in Credit, Finance and Treasury Management. Since joining LFS in 2009, he has served in various consulting capacities on the AccessHolding Network of Banks including Credit Manager / Deputy General Manager in AccessBank Liberia, Credit Advisor and Senior Expert for Finance and Treasury as well as Credit Manager and Deputy CEO in AccessBank Tanzania. Prior to joining LFS, he worked as a Business Analyst with international strategic consultancies in Warsaw. Pawel speaks Polish, German, English and is currently learning Yoruba.
28, Akintoye Shogunle Street,
Ikeja, Lagos
Read our audited comprehensive financial statement as at year end.
View StatementRead our audited comprehensive financial statement as at year end.
View StatementRead our audited comprehensive financial statement as at year end.
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