Whether you're saving for a goal or just getting started, we’re here to help you grow — one smart move at a time.
Manage your money with ease—whether you're running a business, receiving your salary, or paying bills.
Let your money work for you, invest with us and earn high returns on your deposit.
We offer traders and business owners the opportunity to easily access fast loans for inventory purchases or working capital.
This is for business owners who require higher loan amounts for capital intensive projects.
The housing loan is designed to offer financial support to individuals i.e. business owners who want to achieve their home ownership dream.
At AB Microfinance Bank Nigeria, we are more than a financial institution—we are a committed partner to the micro and small businesses that power Nigeria’s economy. As a socially responsible bank, we take pride in being the bank of choice for entrepreneurs and everyday Nigerians who need reliable, flexible, and accessible financial solutions.
Our goal is to be the leading provider of financial services for this important market segment. We do this by offering business loans that are carefully tailored to match our customers’ repayment capacity, while promoting responsible lending and financial discipline.
At the heart of our approach is a long-term relationship with each customer—built on trust, mutual respect, and shared success. We encourage a savings culture and help our clients build a solid credit history that opens doors to even greater opportunities.
Backed by shareholders who share our long-term vision, we are committed to balancing commercial performance with social impact. Every loan we disburse and every account we open is a step toward financial inclusion, business growth, and sustainable development.
Thank you for choosing AB Microfinance Bank. We look forward to supporting your journey and growing together.
Managing Director
Managing Director
Graduate of IESE business school (MBA) and Warsaw School of Economics (MA). C-suite executive with 18 years of first-hand work experience in development finance, financial inclusion, strategy building, digital transformation and impact investment in developing countries.
Since 2009 based in Africa. Previous work experience includes world leading strategic consultancies. Combined professional and academic experience on four continents, living and working in seven countries.
Chief Business Officer
Chief Business Officer
He joined ABN at inception in 2008 and has occupied several positions in the bank as Group Leader Credit, Branch Manager, Regional Manager/ Branch Coordinator, Head of Micro Credit, Head of Credit, Deputy Chief Business Officer, Chief Risk Officer and currently Chief Business Officer.
He has more than 16 years of Microfinance business experience and participated in several Credit/business workshops locally and internationally.
He holds Bachelor’s degree in Agricultural Economics and Master in Business Administration. He is a Certified Microfinance Banker, also among the pioneer graduates of Access Campus Berlin and a Certified Expert in Sustainable Finance obtained from Frankfurt School of Finance and Management.
Chief Financial Officer
Chief Financial Officer
Musa is the Chief Financial Officer of AB Microfinance Bank Nigeria Ltd. He is a Fellow of the Institute of Chartered Accountant of Nigeria and an MBA holder from Lagos Business School with over 20 years’ experience in Accounting & Finance.
Musa holds a Bachelor of Science in Civil Engineering and a Master of Science from University of Ibadan. He is also an Associate Member of the Chartered Institute of Stockbrokers (ACS) and an authorized Dealing Clerk of the Nigerian Exchange Limited.
Musa’s experience spans across various industries: microfinance bank, merchant Bank, investment bank, asset management, manufacturing and construction.
Chief Innovation Officer
Chief Innovation Officer
Oluwole is a dynamic and innovative banking professional with extensive experience in spearheading digital transformation and innovation initiatives. He brings a wealth of expertise in translating visionary ideas into actionable strategies that drive organizational growth and enhance competitiveness.
Prior to this role, He served as the Head of Innovation where he demonstrated unwavering commitment to leveraging digital solutions to improve banking operations and customer experience. His leadership roles have also included Head of Project Management Office and Business Change Manager, where he consistently delivered impactful results through strategic project execution and change management.
A holder of a Bachelor's degree and an MBA, Oluwole is also a Certified Microfinance Professional, complemented by a suite of professional certifications including PMI Agile Certified Practitioner (PMI-ACP), Agile Project Leadership, Digital Transformation of Microfinance Institutions (DT-MFIs), and Certified Six Sigma Professional. He has attended numerous professional training programs both locally and abroad, enhancing his skills and knowledge in cutting-edge banking innovations and management practices. He is an active member of the International Institute of Business Analysis.
Oluwole is dedicated to fostering a culture of innovation and agility within the Bank, steering the bank’s digital transformation journey, and positioning it as a leader in microfinance through innovative solutions and strategic vision.
Head of Risk
Head of Risk
Adedotun is a seasoned microfinance and credit risk management professional with over 15 years of experience driving portfolio growth, improving risk metrics, and building high-performing teams across Nigeria and Zambia.
He began his post-NYSC career in education, rising to Principal/Head of Operations at Queen Care International School. He transitioned into banking with Unique Microfinance Bank as Acting Head of Business Development before joining AB Microfinance Bank in 2010 as a trainee loan officer. Since then, his journey has been defined by consistent performance, leadership, and transformation across various roles and regions.
Upon returning to Nigeria, Adedotun held leadership roles in Lagos and Ibadan, consistently delivering exceptional portfolio quality. Notably, he turned around the Dugbe branch by reducing the PAR from 8.4% to 3.3% within seven months. In 2017, he pioneered the Bodija branch, growing its portfolio to ₦500 million and achieving ₦83 million in profit. His strategic leadership at the Dugbe branch also yielded ₦250 million in profit by 2022.
Adedotun holds a Bachelor's degree in Agricultural Engineering, is a Certified Microfinance Banker (with distinction), and is an alumnus of the Access Holding Microfinance Leadership Program in Berlin, Germany.
Driven by the “3Ds” — Dedication, Discipline, and Determination — Adedotun continues to champion sustainable growth and sound risk practices in his current role as Head of Risk at AB Microfinance Bank.
Company Secretary/ Head of Legal and Compliance
Company Secretary/ Head of Legal and Compliance
A formidable professional and experienced Corporate Governance Practitioner, she has over fifteen years’ experience in legal practice, spanning various sectors, with banking and financial services being the most prominent. She began her career as a litigation counsel before joining AB Microfinance Bank Nigeria as a legal officer, and rose through the ranks to become Company Secretary, Head of Legal and Compliance in November 2019. In the last five years, she has anchored the Company Secretarial, Legal Operations and Advisory, as well as the Compliance functions and responsibilities effectively and efficiently.
A member of several professional associations, including the Nigerian Bar Association, Chartered Institute of Bankers of Nigeria, and the Institute of Chartered Secretaries and Administrators of Nigeria. She holds a Bachelor of Laws (LL.B) degree from the Lagos State University, Nigeria and a Master’s Degree in International Law and Diplomacy from the University of Lagos, Akoka, Lagos. She was called to the Nigerian Bar in May 2008 upon the certificate award of Barrister at Law (BL) and currently works as the Company Secretary, Head of Legal & Compliance, AB Microfinance Bank Nigeria Limited.
Head of Internal Audit
Head of Internal Audit
Inalegwu is the Head of Internal Audit with more than 10 years of experience in audit, risk management, and corporate governance. He leads the Internal Audit Department for the bank, ensuring the integrity and effectiveness of internal controls, compliance with regulations, and risk mitigation across the organization.
With extensive experience in audit and credit, including serving as the IT Audit Team Lead, where he was responsible for overseeing the IT audit reviews of all sister banks across Africa, including Nigeria, Liberia, Tanzania, Rwanda, Zambia, and Madagascar.
He finished from Benue State University with a B.Sc in Accounting.
Head of Human Resources
Head of Human Resources
With over 12 years of progressive experience in human resources within the banking sector, Rosemary is a seasoned and approachable HR professional committed to building a work-friendly, ethical, and performance-driven culture. Her core strengths lie in strategic talent management, employee relations, and organizational development. She holds a Master’s Degree in Public Administration with a major in Human Resource Management from the University of Lagos, a Bachelor’s Degree in Economics, and senior HR professional certifications from the Human Resources Certification Institute.
Over the years, Rosemary has remained consistent in her efforts to promote a respectful and inclusive workplace, strengthen employee engagement, and support organizational effectiveness. She also provides thoughtful HR guidance to management and staff, contributing to informed people decisions and collaborative working relationships across the business. At ABN, she continues to play a steady role in fostering a positive work environment and supporting continuous improvement.
