Financing Visions of Business Owners.

Do you have big plans for your business? We have the funding to back them. Our SME loans gives you access to loan amounts from N5,000,001 and above. We remain with you at every step, offering digital, supportive financing that works for you and your business.

Licensed by Central Bank
Business person using tablet

Fueling
Business Growth,
Empowering People.

We are proud to be a part of your growth journey. With thousands of loans disbursed, we continue to support business owners with the funding their business needs to thrive.

60k+

Loan Customers

N36BN+

Loan Portfolio

36

Branches

Give your Business a chance to Do More

We make borrowing easier, faster, and more affordable—so you can focus on what truly matters: growing your business using our SME loans.

Competitive Interest Rate on reducing balance

Enjoy Lower Rates as You Repay​ Our interest is calculated on reducing balance, helping you save more over time.

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Disbursement fee less than 2% the loan amount

Affordable Processing Fee​ Pay as low as 1% in disbursement fees—keeping more money where it belongs: in your business.

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Long term business loans of 6 - 24 months

Flexible Repayment Terms​ Repay over 6 to 24 months—choose what works best for your cash flow.

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Eligibility Criteria

Our eligibility criteria are designed to support Nigerian business owners with proven track records. Kindly check below to see if you are eligible.

01

Must be at least 21 years old

02

Must be a business owner

03

Business must have been in existence for over 12months

04

Must have CAC Documents

05

Must have a physical shop or office

06

Must have BVN and NIN

Get an SME Loan

Calculate Your SME Loan Repayment:
Plan Smarter, Achieve More.

At AB Microfinance Bank Nigeria, we believe in empowering your financial decisions. Our intuitive calculator provides the clarity you need to confidently plan your SME loan repayments, ensuring you move forward with complete understanding.

With our user-friendly loan calculator; Input your loan amount, select your preferred tenure. The applicable interest rate will match your input (loan amount and tenure) to generate an instant estimate of your monthly repayments. This tool is meticulously designed to enhance your financial literacy and facilitate your business loan choices.

Total amount + Interest

₦ 0

Interest Payable

₦ 0

Monthly Installment

₦ 0

Rate
Fees applicable Yes
Apply for an SME Loan