Careers

If you're ambitious, innovative and hard working, a career with AB Microfinance Bank Nigeria may be for you. New challenges are arising regularly as the microfinance terrain continues to develop in Nigeria. And new ideas, techniques, and solutions are needed. As the pursuit of value takes on greater significance in the financial sector, we have a multitude of career opportunities that will enable you to prove your abilities from the very first day of work.

You will be surrounded by exceptional thinkers and have access to opportunities that most people only read about. Whether you work in the office or the field, or provide solutions to our clients directly or indirectly, you'll experience a culture that is diverse, dynamic, fun and focused on helping you achieve success. Working in AB Microfinance Bank Nigeria can never be described as ordinary. It’s exciting, stimulating and challenging. Depending on how you look at it, it can also be fun.

Equal Opportunities

AB Microfinance Bank Nigeria is fully committed to the principles of equal opportunities in recruitment and employment and does not discriminate on the basis of any legally protected status or characteristic.

Current Vacancies

The Bank is seeking to fill up these vacancies, kindly go through the advert carefully and only qualified candidates should please apply accordingly.

No current vacancies yet.

Job Title: TRAINEE LOAN OFFICER

Location: South-East & South-South (Awka & Port-Harcourt)

Type: Full-Time

About Us:

AB Microfinance Bank Nigeria Limited is a member of an international network of Microfinance Bank under AccessHolding (www.accessholding.com), with its head office in Berlin Germany. We provide world class financial services to small, micro, and medium enterprises and private business individuals in Nigeria; As a leading financial institution dedicated to providing inclusive financial services and fostering economic empowerment within Nigeria, we remain committed to excellence, innovation, and financial sustainability and we are looking for a dynamic individual to join our team.

Main Responsibilities:

Creating and Managing owned Loan portfolio.

Conducting direct promotion and/or other marketing activities on regular basis.

Screening prospect’s eligibility, opening loan applications and arranging appointments with clients.

Conducting loan analyses by visiting the business and household of clients, visiting the business/employer of guarantors and preparing a complete loan assessment according to the bank’s credit procedures

Presenting loan proposals to the credit committee and informing the client about the decision of the credit committee.

Arranging the disbursement in collaboration with Back Office and client.

Ensuring punctual repayments by monitoring loans with the bank’s software (myMBS) contacting and visiting all parties base on needs.

Ensuring high quality standards of the bank’s credit portfolio.

Actively participating in committees and group discussions, looking for ways to help solve group problems, proactively seeking for improvement and willing to align his/her personal goals with ABN’s goals.

Requirements:

Minimum educational qualification of B.Sc./HND.
Basic knowledge of financial mathematics & Accounting.
Basic computer skills and mobile Application.
Detailed and target oriented.
Good team spirit.
Self-motivated and industrious individuals who like to work outdoor.
Excellent analytical skills.
Ability to disburse small and medium sized loans to MICRO BUSINESSES

Method of Application:

Interested candidates should apply via the link below not later than Wednesday, April 3rd 2024.

Only shortlisted candidates will be contacted.

Job Title: TRAINEE CASHIER

Location: ANAMBRA STATE – AWKA & RIVERS STATE – PORT HARCOURT

Type: Full-Time

Main Responsibilities:

Perform Clients deposit and withdrawal transactions (cash and cheque) within approved limits and provide responses to customers’ enquiries or complaints in a polite and courteous manner within the cash area.
Ensure complete adherence to the dictates of the Cashbox Procedure (including adjoining annexes) and other applicable MEMOs in force at all times.
Ensure that Cash is arranged and stored in an orderly manner (according to denominations) in the Till box and ensure that the cash cabin is neat, tidy, and free from all prohibited items.
Verify the correctness of customers account details (Name, account Number, account type etc.), signatures and pictures before performing deposit and withdrawal transaction.
Verify that cash notes received are not counterfeit notes at the time of presentation using the pre-installed Mercury Lights.
Ensure proper and complete record keeping and filing of all transaction reports and receipts
Support and participate in the deposit mobilization effort of the branch.
Actively support the client advisor team in raising deposits by cross-selling, giving general information about products and services and referring clients to the client advisors.
Actively inform clients about transferring their funds via the funds transfer channel.

Requirements:

Minimum educational qualification of OND in any related field
Good communication and Interpersonal Skills
Active PC user
Excellent customer service relation
Ability to work effectively with minimal supervision
1-2 years working experience in any related field would be an added advantage

Method of Application:

Interested candidates should apply via the link below not later than Wednesday, April 3rd 2024.

Only shortlisted candidates will be contacted.

Job Title: FRONT DESK OFFICER

Location: ANAMBRA STATE – AWKA & RIVERS STATE – PORT HARCOURT

Type: Full-Time

Main Responsibilities:

Welcome customers to the bank; communicating courteously with customers by telephone, email, and in person.
Attracts potential customers by answering product and service questions; suggesting information about other products and services available to clients.
Determine and respond to customers enquiries in a professional manner by direct them to the respective workstation or unit where their needs would be served.
Coordinating loan clients for disbursement according to disbursement schedules.
Resolves product or service problems by clarifying customer's complaint; determining the cause of the problem; selecting and explaining the best solution to solve the problem; expediting correction or adjustment; following up to ensure resolution
Refer unresolved customer grievances or special requests to designated departments or units for further investigation and follow-up to ensure resolution.
Directly supervise other admin personnel (cleaners, security guards) for an effective discharge of their duties.
Organize, Sort and distribute incoming mail without delays.
Ensure that the driver’s log book, fuel login sheet, is logged properly and updated.

Requirements:

Minimum educational qualification of OND in any related field
Good communication and Interpersonal Skills
Active PC user
Excellent customer service relation
Ability to work effectively with minimal supervision
1-2 years working experience in any related field would be an added advantag

Method of Application:

All qualified and interested applicants should apply via the link below not later than Thursday, April 11th 2024.

Only shortlisted candidates will be contacted.

Job Title:TRAINEE LOAN OFFICER

Location: SOUTHWEST – LAGOS, OGUN, OYO, ONDO STATE

Type: Full-Time

Main Responsibilities:

Creating and Managing owned Loan portfolio.
Conducting direct promotion and/or other marketing activities on regular basis.
Screening prospect’s eligibility, opening loan applications and arranging appointments with clients.
Conducting loan analyses by visiting the business and household of clients, visiting the business/employer of guarantors and preparing a complete loan assessment according to the bank’s credit procedures.
Presenting loan proposals to the credit committee and informing the client about the decision of the credit committee.
Arranging the disbursement in collaboration with Back Office and client.
Ensuring punctual repayments by monitoring loans with the bank’s software (myMBS) contacting and visiting all parties base on needs.
Ensuring high quality standards of the bank’s credit portfolio.
Actively participating in committees and group discussions, looking for ways to help solve group problems, proactively seeking for improvement and willing to align his/her personal goals with ABN’s goals.

Requirements:

Minimum educational qualification of B.Sc./HND
Basic knowledge of financial mathematics & Accounting
Basic computer skills and mobile Application
Detailed and target oriented.
Good team spirit
Self-motivated and industrious individuals who like to work outdoor.
Excellent analytical skills
Ability to disburse small and medium sized loans to MICRO BUSINESSE

Method of Application:

Interested candidates should apply via the link below not later than Thursday, May 16th 2024.

Only shortlisted candidates will be contacted.

TRAINEE CLIENT ADVISER

Location: LAGOS AND ABEOKUTA

Main Responsibilities:

Taking Enquiries and providing necessary information to clients

Active sales of the Banking Services products

Direct promotion in markets

Mobilize deposits by cross-selling the banks products and giving general information about products/ services and their uses/benefits.

Account opening and all customer account related operations

Disbursements of loans

Providing excellent customer service

Requirements:

Minimum educational qualification of B.Sc./HND

Good communication and Interpersonal Skills

Excellent selling and Marketing skills

Active PC user

Excellent customer service relation

1-2 years relevant working experience would be an added advantage

Ability to work effectively with minimal supervision

Method of Application:

Interested candidates should apply via the link below not later than Thursday, August 22nd 2024.

Apply

JUNIOR ACCOUNTANT (TREASURY)

Location: LAGOS, NIGERIA

About Us:
AB Microfinance Bank Nigeria Limited is a member of an international network of Microfinance Bank under AccessHolding (www.accessholding.com), with its head office in Berlin Germany. We provide world class financial services to small, micro, and medium enterprises and private business individuals in Nigeria; As a leading financial institution dedicated to providing inclusive financial services and fostering economic empowerment within Nigeria, we remain committed to excellence, innovation, and financial sustainability.
Job Summary:
Provide support for treasury unit in the aspect of tax compliance, preparation, research tasks and proper documentation. This role offers opportunities for growth and development within the company.
Key Responsibilities:

Assist in the preparation and submission of tax returns for various tax obligations, including corporate income tax, withholding taxes, VAT transaction taxes, and other applicable taxes.

Review financial statements and records to ensure accuracy and completeness in tax filings.

Monitor and stay updated on changes in tax legislation and regulations to ensure compliance.

Maintain and organize tax records and documentation, ensuring they are up-to-date and readily accessible.

Prepare and assist in the preparation of tax-related reports and schedules for internal and external use.

Assist in tax audits and provide necessary documentation and support to auditors.

Perform preliminary analysis of tax implications for various business transactions and provide recommendations.

Support the Treasury team with data collection and analysis for tax planning and strategy purposes.

Coordinate with internal departments to gather required information and documentation for tax purposes.

Perform general administrative duties, including filing, data entry, and scheduling.

Maintain and update tax databases and records.

Support the Accounts unit with the booking of entries on the Bank’s Core Banking system (myMBS) Accounting Module daily

Responsible for executing additional ad hoc tasks as assigned by the Treasurer or Chief Accountant.

Key Competencies:

B.Sc. or Higher National Diploma in Accounting

Minimum of two years’ work experience in tax field would be an added advantage

Basic knowledge of generally acceptable accounting concepts and principles

Good understanding of the concept of Debit and Credit

Basic knowledge of the use of Microsoft Office tools (Excel & Word)

Familiarity with IFRS is an added advantage

Strong commitment to fulfillment of results

Diligent, detailed oriented and good analytical skills

Good communication skills (Verbal and written)

Ability to work under pressure

Method of Application:

Interested candidates should apply via the link below not later than Monday, September 30th 2024.

AB Microfinance Bank is an equal opportunity employer. We encourage applications from candidates of all backgrounds and experiences. Only shortlisted candidates will be contacted.

Apply

INVESTIGATION/INTERNAL CONTROL OFFICER

Location: LAGOS, NIGERIA

About Us:
AB Microfinance Bank Nigeria Limited is a member of an international network of Microfinance Bank under AccessHolding (www.accessholding.com), with its head office in Berlin Germany. We provide world class financial services to small, micro, and medium enterprises and private business individuals in Nigeria; As a leading financial institution dedicated to providing inclusive financial services and fostering economic empowerment within Nigeria, we remain committed to excellence, innovation, and financial sustainability.
The Bank is seeking to fill up this vacancy, kindly go through it carefully and apply accordingly.

Main Tasks/Responsibilities:

Assess the adequacy and effectiveness of internal control in all areas of the Bank operations areas in delivering core functions and operations of critical shared services; and suggest measures for improvement.

Conduct investigations and analysis to detect and prevent fraud, malpractices, and operational risks.

Follow up on internal Control Checklist, update incident log and ensure timely submission of report.

Evaluate evidence, documentation, and financial records to determine the occurrence of fraud or malpractice.

Participate to carry out Investigation throughout the bank involving reported allegations of fraud, waste, embezzlement, and abuse and determine the bank’s exposure and actively recover the losses.

Proactively facilitate the early detection of fraud and risk of collusion.

On each confirmed internal fraud /financial crime matter establish the trend, identify modus operandi and provide remedial recommendation..

Reviewing and researching evidence/documents to analyze the overall fact pattern of a claim and integrate data into a professional report with recommendations.

Evaluating operational risks associated with lending practices, client transactions, and internal controls is essential for mitigating risks and maintaining financial stability. This includes analyzing financial statements/records, loan portfolios, and performance indicators to assess risk exposure.

Identify potential fraud indicators, current fraud trends, assess their impact, and recommend mitigation strategies.

Ensure that culprits of fraud are reported to the respective law enforcement agencies in collaboration with Legal department and Business process owners.

Work with legal to coordinate the prosecutions of criminal cases.

Attend all relevant stakeholders meeting, e.g. Checklist meeting, DCs and even in court of law when needed.

Prepare monthly fraud incident report for the management Risk Committee.

Manage a large and varied caseload, prioritizing tasks to achieve positive results.

Key Competencies and Person’s profile:

At least bachelor’s degree/HND, ideally with a focus on Accounting, Procurement administration, Finance/Risk Management.

At least three years’ work experience in related role.

Professional qualifications like CFE, risk management is an added advantage.

Willing and able to use several dashboards for both Credit and Non-Credit fraud.

Experience with credit/lending business and technical skills (SQL, Google/Youtube).

Track record of risk aversion, sound judgment, integrity, and ethical conduct.

Strong analytical skills, excellent communication and interpersonal skills.

Basic knowledge of cyber risk and common fraud typologies, along with the emerging trends affecting fraud and financial crime

Ability to travel, work flexibly, and manage time effectively.

Familiar with key AML, CFT, CPF, Financial Crime, and Sanctions legislation.

Proficiency in Microsoft Word and Excel, fluency in English.

Curious and investigative, with a willingness to learn and adapt.

A fast learner: able to use developed sophisticated tools.

Ability to work independently, with a strong understanding of business policies and procedures.

Method of Application:

Interested candidates should apply via the link below not later than Friday, October 4th 2024.

AB Microfinance Bank is an equal opportunity employer. We encourage applications from candidates of all backgrounds and experiences. Only shortlisted candidates will be contacted.

Apply

PROCUREMENT OFFICER

Location: IKEJA, LAGOS

About Us:
AB Microfinance Bank Nigeria Limited is a member of an international network of Microfinance Bank under AccessHolding (www.accessholding.com), with its head office in Berlin Germany. We provide world class financial services to small, micro, and medium enterprises and private business individuals in Nigeria; As a leading financial institution dedicated to providing inclusive financial services and fostering economic empowerment within Nigeria, we remain committed to excellence, innovation, and financial sustainability.
The Bank is currently looking for additional staffs to join the Procurement Unit to Support all processing, sourcing and purchasing activities to ensure all procurement transactions are delivered efficiently.

Job Summary:
The Procurement Officer will be responsible for coordinating and delivering on procurement throughout assigned portfolio and spend area, providing support and advise to end users/requesters within assigned portfolio and spend area, compliance with internal procurement systems, policies, guidelines and procedures, negotiating new supply agreements and renegotiating existing supply agreements within assigned portfolio/spend area amongst other tasks.

Main Responsibilities:

Instant capture of all procurement requests from internal customers (End users and Interfacing Department) to procurement in an electronic format on the procurement requisition report for ease of tracking requisitions, assessment and delivery of expectations/satisfaction of stakeholders for request within assigned portfolio.

Monthly report of performance in purchasing activity within assigned portfolio expected to turn requisitions into goods and services within specified turnaround time that ensures requestors are provided timely.

Maintain and constantly update register of market prices and catalogues through the conduct of Market surveys on goods and services procured by the Bank from time to time or as may be required.

Ensure full compliance with the Bank’s laid down procurement policies, procedures and practices in the course of delivering day to day task

Follow established policies/procedures in the identification and registration of new suppliers to be inputted into the Bank’s current supplier database as registered vendor and ensure only such registered vendors are awarded contracts from the Bank.

Participate in the evaluation of suppliers for the purpose of conferment of preferred and approved supplier status with approval from Unit Supervisor.

Participate in the negotiation of contract and purchase requirements on a range of procurement within portfolio ensuring favorable terms and conditions are obtained for the Bank with minimal risk of exposure and ensure delivery to exact specifications as requested in requisitions.

Prepare and administer approved request for quotation, proposal and tender documentations/application of tender and strategic sourcing process for key projects and spend categories as may be required.

Ensure approved authorized signatories have endorsed vendor payment vouchers and final invoices and/or proforma invoices and supporting documentations for payment processing of cost incurred within assigned portfolio.

Ensure all processed invoices and vouchers are paid for timely and completely.

Quarterly update of supplier list within assigned portfolio.

Any other responsibility as may be assigned

Necessary Experience and Requirements:

Bachelor’s degree in management, social science or any related field.

4 - 5 years procurement related work experience in a reputable organization.

Professional Certification in Purchasing and Supply (An added advantage).

Ability to understand and apply policies, procedures to daily task.

Well-developed oral and written communication skills.

Project and time management ability.

Proficient in Microsoft word, Excel and Power point.

Proficient in Data analytics and visualizations.

Experience in travel protocol management (Flights, hotels, daily per-diem & local transportation management).

Knowledge of service procurement management (Internet service, technology service).

Knowledge of supplier performance management.

Intermediate/advanced Negotiation skills.

Ability to meet multiple deadlines and very meticulous.

Method of Application:

Eligible and interested candidates should apply via the link below not later than Friday, October 4th, 2024.

AB Microfinance Bank is an equal opportunity employer. We encourage applications from candidates of all backgrounds and experiences. Only shortlisted candidates will be contacted.

Apply