Careers
If you're ambitious, innovative and hard working, a career with AB Microfinance Bank Nigeria may be for you. New challenges are arising regularly as the microfinance terrain continues to develop in Nigeria. And new ideas, techniques, and solutions are needed. As the pursuit of value takes on greater significance in the financial sector, we have a multitude of career opportunities that will enable you to prove your abilities from the very first day of work.
You will be surrounded by exceptional thinkers and have access to opportunities that most people only read about. Whether you work in the office or the field, or provide solutions to our clients directly or indirectly, you'll experience a culture that is diverse, dynamic, fun and focused on helping you achieve success. Working in AB Microfinance Bank Nigeria can never be described as ordinary. It’s exciting, stimulating and challenging. Depending on how you look at it, it can also be fun.
Equal Opportunities
AB Microfinance Bank Nigeria is fully committed to the principles of equal opportunities in recruitment and employment and does not discriminate on the basis of any legally protected status or characteristic.
Current Vacancies
The Bank is seeking to fill up these vacancies, kindly go through the advert carefully and only qualified candidates should please apply accordingly.
TRAINEE QUALITY CONTROL OFFICER
Interested candidates should apply via the link below not later than Tuesday, September. 26th 2023.
TRAINEE LOAN OFFICER
Interested candidates should apply via the link below not later than Friday, September 29th 2023.
CORPORATE SALES EXECUTIVE
Location: LAGOS
Main Responsibilities:
- Research and identify (Lead Generation) potential depositors and deposit opportunities (corporate and high net worth individuals).
- Make presentation and pitch Term Deposits product to potential depositors identified.
- Mobilize Term Deposit and achieve set targets and KPIs (Number of Accounts/Volume of TDs)
- Open Accounts, maintain and grow Term Deposit portfolio base in line with set growth targets.
- Manage and maintain relationships with all depositors within his/her deposit portfolio including executing excellent customer service culture.
- Preparation of weekly performance and lead report including discussing them with the CBO.
- Understanding deposit client requirements and recommend changes/modifications to the bank where needed.
- Manage ad-hoc tasks as assigned by the CBO
Necessary experience, skills and knowledge:
- B.Sc. or Higher National Diploma.
- Minimum of 3 years of work experience in mobilizing deposits in a commercial bank
- Good MS Office skills particularly strong capabilities in PowerPoint.
- Strong presentation and analytical skills.
- Strong problem-solving and decision-making skills.
- Proven strong interpersonal, communication and organizational skills.
- Ability to work under pressure.
Interested candidates via the link not later than Monday May 23rd 2022.
Junior Legal Recovery Officer
Location: Lagos
Main Responsibilities:
- Advising lending unit on general legal aspects of credit business
- Receiving and reacting to client’s solicitor‘s letters to understand the Legal impact of the correspondences
- Provide daily support to branches regarding all recovery decisions and activities. Support and intervene in police related matters
- Conduct research on Legal issues especially on the adequacy of various types of securities granted by the bank and make recommendations to Head of Credit regularly on legal aspect of lending
- Support in the preparation and filing of regulatory returns in compliance with the provision of the Nigeria law, local requirements and regulatory guidelines.
- Participate in the negotiation and settlement of disputes if any, between loan clients and the bank.
- Ensure proper filing and record keeping of documents and internal registers within the department and review of credit contracts to meet the standards required of the lending business.
Necessary experience and knowledge:
- Bachelor of Law Degree from a recognized University
- Call to Bar Certificate from the Nigerian Law School
- Minimum of 2 years’ relevant work experience (i.e. Post Call to bar)
- Broad knowledge in Nigerian law
- Good negotiation and arbitration skills
- Knowledge of corporate governance issues
- Sound knowledge of MS Office package, database management and record keeping
- Ability to work with high level of discretion and confidentiality
- Effective and very good communication skills (written and oral)
Soft Skills:
- Excellent interpersonal and organizational skills
- Ability to work under pressure
- Excellent team spirit
- Problem-solving attitude and skills
- High service-orientation
Interested and qualified candidates should apply on or before close of business on Tuesday, 31st of May, 2022.
IS AUDITOR – TEAM LEAD
Location: LAGOS
Job Description: Assessing, validating, and evaluating the Institutions Information System’s processes, people, and technologies; by identifying and appraising risks in the IT processes while recommending solutions to potential and actual security vulnerabilities.
Role description:
Functionally reporting to IT Audit Berlin, and HoD Internal Audit ABN:
- Oversee high standards of reporting quality, delivery, and standardization.
- Active management and direct responsibility of team activities during field work
- Coordination of Audit Assignments, Continuous control monitoring and spot checks within banks
- Direct coordination of the team performances - working hours, task recorder.
- Active coordination of knowledge and skill building of the team. – training and skill development
- Refer unresolved customer grievances or special requests to designated departments or units for further investigation and follow-up to ensure resolution.
- Consolidation and secured management of all IT auditor and auditee information
Key Responsibilities
Pre-Audit Responsibilities:
- Proactive alignment with the IT audit scope and annual auditing cycles and plans.
- Preparation and review of pre audit documentation
Auditing Responsibilities:
- Perform full risk and compliance audit reviews, over controls related to effectiveness, efficiency, and Security of IT operations, using applicable standards and regulations.
- Evaluate control environment as it relates to emerging information technology
- Obtain, analyze, and evaluate documentation, reports, data, flowcharts etc. for IT processes such as system development, IT security management and IT operations.
- Ensure that IT Audits are performed in line with established professional and regulatory standards.Create and undertake IT-business audit risk assessments; develop and execute IT audits within specified implementation duration; discuss results with Management and provides guidance on control issues and concerns.
Post Audit Responsibilities:
- Prepare and present findings to the Management and Stakeholders of the Auditee, prepare IT Audit reports and IT Audit processes & procedures.
- Adequately document and summarize findings, recommendations, and action plans in an audit report; reaches consensus on findings and recommendations with IT and business management; presents reports to audit management, business management and the Audit Committee.
- Prepares and submits requested documentation and reports for external audits and regulatory examinations.
- Ensure that management responses are received in a timely fashion, and are in line with recommendations, and have a reasonable estimated completion date.
Consultation responsibilities:
- Performs follow-up consultation on resolution of key issues.
- Serve as a department resource for questions and guidance on technical matters; extracts and provides data to other auditors for analysis.
Necessary experience, skills, knowledge and Technical Proficiency:
- Minimum educational qualification: B.Sc. / HND in any related discipline with cognate experience
- General IT work experience of 7yrs with 5 years minimum working experience as IT Auditor
Good Knowledge in Application maintenance and user management
- Advanced Knowledge in Programming languages: Java, C++, Visual Basic, .NET and or PHP.
- Composite knowledge in mobile application development and deployment
- Adequate understanding of SDLC and Software TIP-TIM (Transfer into Production), (Transfer into Maintenance)
- Basic understanding of AGILE and SCRUM approach
Proficiency in Database Security Administration for front end and back end (MS SQL, MySQL etc.)
- Knowledge in DB Authentication, Access management, vulnerability assessment and
- Knowledge in DB
- Logging, administration
Advanced Knowledge in infrastructure review: Operating System and Networking security
- Audit experience and high technological proficiency in Microsoft packages: Active directory, LAPS, Microsoft Azure, SharePoint, Exchange, virtualization etc.
- Knowledge in DB
- Advanced Knowledge in Network Security Architecture, Administration of Routing, Switching, Firewalling and Network
Access Control devices.
- Advanced skill in Network Logging, Monitoring, Analysis and Troubleshooting
All qualified applicants should apply on or before the close of business on Friday, 27th of May, 2022.
SENIOR IS AUDITOR (NETWORK & SECURITY ADMINISTRATOR)
Location: LAGOS
Job Summary: Assessing, validating and evaluating the Institutions’ Information System processes, people and technologies; by identifying and appraising risks in the IT processes while recommending solutions to potential and actual security vulnerabilities.
Pre-Audit Responsibilities:
- Proactive alignment with the IT audit scope and annual auditing cycles and plans.
- Preparation and review of pre audit documentation
Auditing Responsibilities:
- Perform full risk and compliance audit reviews, over controls related to effectiveness, efficiency, and Security of IT operations, using applicable standards and regulations.
- Evaluate control environment as it relates to emerging information technology
- Obtain, analyze, and evaluate documentation, reports, data, flowcharts etc. for IT processes such as system development, IT security management and IT operations.
- Ensure that IT Audits are performed in line with established professional and regulatory standards.
- Create and undertake IT-business audit risk assessments; develop and execute IT audits within specified implementation duration; discuss results with Management and provides guidance on control issues and concerns.
Post-Audit Responsibilities:
- Support the IS Audit lead in preparing and presenting findings to the Management and Stakeholders of the Auditee, prepare IT Audit reports and IT Audit processes & procedures.
- Adequately document and summarize findings, recommendations, and action plans in an audit report; reaches consensus on findings and recommendations with IT and business management; presents reports to audit management, business management and the Audit Committee.
- Prepares and submits requested documentation and reports for external audits and regulatory examinations.
Consultation responsibilities:
- Supports the Team Lead in performing follow-up consultation on resolution of key issues
- Serve as a part of the department resource for questions and guidance on technical matters.
Necessary experience, skills and knowledge
- Minimum educational qualification: B.Sc. / HND in any related discipline with cognate experience
- General IT work experience of 5yrs with 3 years minimum working experience as IT Auditor majored in Network administrator & Security in a regulated environment, preferably a Bank or financial Institution
- Cisco Certified Network Professional (CCNP) or higher
- CompTIA Network +
- Certified Information Systems Auditor (CISA) certification or equivalent
- Certified Information Systems Security Professional (CISSP) or equivalent
Technical Proficiency: Networking and Security
- Knowledge of different types of networks: Local Area Networks (LANs), Wide Area Networks (WANs), Virtual Private Networks (VPNs), and sometimes Storage Area Networks (SANs) as well as Server infrastructure and their management.
- Advanced Knowledge in infrastructure review: Operating System and Networking security
- Advanced Knowledge in Network Security Architecture, Administration of Routing, Switching, Firewalling and Network Access Control devices.
- Advanced skill in Network Logging, Monitoring, Analysis and Troubleshooting
- Understanding of network security components such as firewalls, VPNs, and access control and their correct implementation in a secure environment.
Core Competencies:
- Working knowledge of industry recognized auditing standards, such as Institute of Internal Auditors (IIA) Standards and Guidelines and ISACA IS Audit and Assurance Standards and Guidelines. (IIA; ISACA; ISO 30001).
- High degree of process understanding as well as profound knowledge/willingness to develop in the areas of Banking and finance products, digital finance, and digital channel management
- Insight into Banking laws and are willing to become acquainted with local specific Banking laws, standard banking requirements as well as IT banking systems.
- Clear understanding of User management and access control, vulnerability assessment, change control, business continuity, data privacy and risk assessment practices.
- Basic understanding in project management and organization skills with high attention to detail.
- Inquisitive, critical thinker with business risk awareness, professional skepticism, and sound judgment.
- Ability to research, assimilate information from both IT and business functions, apply strong problem solving and analytical skills, and influence issue resolution.
- Good communication and interaction capability (Excellent written and verbal communication, interviewing, and presentation skills – proficiency in English).
- Willingness to travel up to 20% > to Audit locations outside Nigeria
All qualified applicants should follow the link below to apply on or before the close of business on Friday, 27th May 2022.
TRAINEE LOAN OFFICER
Location: SOUTH EAST REGION – (ONITSHA & ABA)
Main Responsibilities:
- Creating and Managing owned Loan portfolio
- Conducting direct promotion and/or other marketing activities on regular basis
- Screening prospect’s eligibility, opening loan applications and arranging appointments with clients
- Conducting loan analyses by visiting the business and household of clients, visiting the business/employer of guarantors and preparing a complete loan assessment according to the bank’s credit procedures
- Presenting loan proposals to the credit committee and informing the client about the decision of the credit committee
- Arranging the disbursement in collaboration with Back Office and client
- Ensuring punctual repayments by monitoring loans with the bank’s software (myMBS) contacting and visiting all parties base on needs.
- Ensuring high quality standards of the bank’s credit portfolio
- Actively participating in committees and group discussions, looking for ways to help solve group problems, proactively seeking for improvement and willing to align his/her personal goals with ABN’s goals.
Profile:
- Minimum educational qualification of B.Sc./HND
- Basic knowledge of Financial mathematics & Accounting
- 1-2 years relevant working experience would be an added advantage
- Basic computer skills and mobile Application
- Detailed and target oriented
- Good team spirit
- Self-motivated and industrious individuals who like to work outdoor
- Excellent analytical skills
- Ability to disburse small and medium sized loans to MICRO BUSINESSES.
Interested candidates should apply via the link below not later than Wednesday, July 13th 2022.
Only shortlisted candidates will be contacted.
TRAINEE CLIENT ADVISER
Location: SOUTH EAST REGION
Main Responsibilities:
- Taking Enquiries and providing necessary information to clients
- Active sales of the Banking Services products
- Direct promotion in markets
- Mobilize deposits by cross-selling the banks products and giving general information about products/ services and their uses/benefits.
- Account opening and all customer account related operations
- Disbursements of loans
- Providing excellent customer service
Requirements:
- Minimum educational qualification of B.Sc./HND
- Good communication and Interpersonal Skills
- Excellent selling and Marketing skills
- Active PC user
- Excellent customer service relation
- 1-2 years working experience in any related field would be an added advantage
- Ability to work effectively with minimal supervision
Interested candidates should apply via the link below not later than Friday, May 27th 2022.
Only shortlisted candidates will be contacted.
TRAINEE CLIENT ADVISER
Location:Owerri and Warri
Main Responsibilities:
- Taking Enquiries and providing necessary information to clients.
- Active sales of the Banking Services products.
- Direct promotion in markets.
- Mobilize deposits by cross-selling the banks products and giving general information about products/ services and their uses/benefits.
- Account opening and all customer account related operations.
- Disbursements of loans.
- Providing excellent customer service.
Requirements:
- Minimum educational qualification of B.Sc./HND
- Good communication and Interpersonal Skills
- Excellent selling and Marketing skills
- Active PC user
- Excellent customer service relation
- 1-2 years relevant working experience would be an added advantage
- Ability to work effectively with minimal supervision
All qualified and interested applicants should apply via the link below not later than Monday, July 31st 2023.
Only shortlisted candidates will be contacted.
TRAINEE CASHIER
Location:Owerri and Warri
Main Responsibilities:
- Perform Clients deposit and withdrawal transactions (cash and cheque) within approved limits and provide responses to customers’ enquiries or complaints in a polite and courteous manner within the cash area.
- Ensure complete adherence to the dictates of the Cashbox Procedure (including adjoining annexes) and other applicable MEMOs in force at all times.
- Ensure that Cash is arranged and stored in an orderly manner (according to denominations) in the Till box and ensure that the cash cabin is neat, tidy, and free from all prohibited items.
- Verify the correctness of customers account details (Name, account Number, account type etc.), signatures and pictures before performing deposit and withdrawal transaction.
- Verify that cash notes received are not counterfeit notes at the time of presentation using the pre-installed Mercury Lights.
- Ensure proper and complete record keeping and filing of all transaction reports and receipts
- Support and participate in the deposit mobilization effort of the branch.
- Actively support the client advisor team in raising deposits by cross-selling, giving general information about products and services and referring clients to the client advisors.
- Actively inform clients about transferring their funds via the funds transfer channel.
Requirements:
- Minimum educational qualification of OND in any related field
- Good communication and Interpersonal Skills
- Active PC user
- Excellent customer service relation
- Ability to work effectively with minimal supervision
- 1-2 years working experience in any related field would be an added advantage
All qualified and interested applicants should apply via the link below not later than Monday, July 31st 2023.
Only shortlisted candidates will be contacted.
TRAINEE QUALITY CONTROL OFFICER
Location:OWERRI, WARRI & ENUGU
Main Responsibilities:
- Application and Proposal data entry into the Bank’s software systems
- Control of Credit files and fulfilment of Credit committee decision
- Preparation of documents for disbursement of loans under the supervision of an experienced QCO
- Coordinating loan clients for disbursement according to disbursement schedules
- Verifies and balances data by reviewing data; pulling and returning data to user for correction
- Completes data management by sorting, batching, and archiving files
- Responsible for files transfer within branches
Requirements:
- Minimum educational qualification of BSc/HND in any discipline
- Excellent Data Entry skill with a high level of accuracy
- Excellent time management
- Good communication and Interpersonal Skills
- Excellent customer service relation
- Ability to work effectively with minimal supervision
- At least 1 year working experience in any related field would be an added advantage
Interested candidates should apply via the link below not later than Tuesday, September. 26th 2023.
TRAINEE LOAN OFFICER
Location:SOUTHEAST - ENUGU
Main Responsibilities:
- Creating and Managing owned Loan portfolio.
- Conducting direct promotion and/or other marketing activities on regular basis.
- Screening prospect’s eligibility, opening loan applications and arranging appointments with clients.
- Conducting loan analyses by visiting the business and household of clients, visiting the business/employer of guarantors and preparing a complete loan assessment according to the bank’s credit procedures.
- Presenting loan proposals to the credit committee and informing the client about the decision of the credit committee.
- Arranging the disbursement in collaboration with Back Office and client.
- Ensuring punctual repayments by monitoring loans with the bank’s software (myMBS) contacting and visiting all parties base on needs.
- Ensuring high quality standards of the bank’s credit portfolio.
- Actively participating in committees and group discussions, looking for ways to help solve group problems, proactively seeking for improvement and willing to align his/her personal goals with ABN’s goals.
Requirements:
- Minimum educational qualification of B.Sc./HND.
- Basic knowledge of financial mathematics & Accounting.
- Basic computer skills and mobile Application.
- Detailed and target oriented.
- Good team spirit.
- Self-motivated and industrious individuals who like to work outdoor.
- Excellent analytical skills.
- Ability to disburse small and medium sized loans to MICRO BUSINESSES.
Method of Application:
Interested candidates should apply via the link below not later than Friday, September 29th 2023.