Careers

If you're ambitious, innovative and hard working, a career with AB Microfinance Bank Nigeria may be for you. New challenges are arising regularly as the microfinance terrain continues to develop in Nigeria. And new ideas, techniques, and solutions are needed. As the pursuit of value takes on greater significance in the financial sector, we have a multitude of career opportunities that will enable you to prove your abilities from the very first day of work.

You will be surrounded by exceptional thinkers and have access to opportunities that most people only read about. Whether you work in the office or the field, or provide solutions to our clients directly or indirectly, you'll experience a culture that is diverse, dynamic, fun and focused on helping you achieve success. Working in AB Microfinance Bank Nigeria can never be described as ordinary. It’s exciting, stimulating and challenging. Depending on how you look at it, it can also be fun.

Equal Opportunities

AB Microfinance Bank Nigeria is fully committed to the principles of equal opportunities in recruitment and employment and does not discriminate on the basis of any legally protected status or characteristic.

Current Vacancies

The Bank is seeking to fill up these vacancies, kindly go through the advert carefully and only qualified candidates should please apply accordingly.

INTERNAL CONTROL OFFICER

Interested candidates should apply via the link below not later than Tuesday, December 31st 2024.

Job Title: TRAINEE LOAN OFFICER

Location: South-East & South-South (Awka & Port-Harcourt)

Type: Full-Time

About Us:

AB Microfinance Bank Nigeria Limited is a member of an international network of Microfinance Bank under AccessHolding (www.accessholding.com), with its head office in Berlin Germany. We provide world class financial services to small, micro, and medium enterprises and private business individuals in Nigeria; As a leading financial institution dedicated to providing inclusive financial services and fostering economic empowerment within Nigeria, we remain committed to excellence, innovation, and financial sustainability and we are looking for a dynamic individual to join our team.

Main Responsibilities:

Creating and Managing owned Loan portfolio.

Conducting direct promotion and/or other marketing activities on regular basis.

Screening prospect’s eligibility, opening loan applications and arranging appointments with clients.

Conducting loan analyses by visiting the business and household of clients, visiting the business/employer of guarantors and preparing a complete loan assessment according to the bank’s credit procedures

Presenting loan proposals to the credit committee and informing the client about the decision of the credit committee.

Arranging the disbursement in collaboration with Back Office and client.

Ensuring punctual repayments by monitoring loans with the bank’s software (myMBS) contacting and visiting all parties base on needs.

Ensuring high quality standards of the bank’s credit portfolio.

Actively participating in committees and group discussions, looking for ways to help solve group problems, proactively seeking for improvement and willing to align his/her personal goals with ABN’s goals.

Requirements:

Minimum educational qualification of B.Sc./HND.
Basic knowledge of financial mathematics & Accounting.
Basic computer skills and mobile Application.
Detailed and target oriented.
Good team spirit.
Self-motivated and industrious individuals who like to work outdoor.
Excellent analytical skills.
Ability to disburse small and medium sized loans to MICRO BUSINESSES

Method of Application:

Interested candidates should apply via the link below not later than Wednesday, April 3rd 2024.

Only shortlisted candidates will be contacted.

Job Title: TRAINEE CASHIER

Location: ANAMBRA STATE – AWKA & RIVERS STATE – PORT HARCOURT

Type: Full-Time

Main Responsibilities:

Perform Clients deposit and withdrawal transactions (cash and cheque) within approved limits and provide responses to customers’ enquiries or complaints in a polite and courteous manner within the cash area.
Ensure complete adherence to the dictates of the Cashbox Procedure (including adjoining annexes) and other applicable MEMOs in force at all times.
Ensure that Cash is arranged and stored in an orderly manner (according to denominations) in the Till box and ensure that the cash cabin is neat, tidy, and free from all prohibited items.
Verify the correctness of customers account details (Name, account Number, account type etc.), signatures and pictures before performing deposit and withdrawal transaction.
Verify that cash notes received are not counterfeit notes at the time of presentation using the pre-installed Mercury Lights.
Ensure proper and complete record keeping and filing of all transaction reports and receipts
Support and participate in the deposit mobilization effort of the branch.
Actively support the client advisor team in raising deposits by cross-selling, giving general information about products and services and referring clients to the client advisors.
Actively inform clients about transferring their funds via the funds transfer channel.

Requirements:

Minimum educational qualification of OND in any related field
Good communication and Interpersonal Skills
Active PC user
Excellent customer service relation
Ability to work effectively with minimal supervision
1-2 years working experience in any related field would be an added advantage

Method of Application:

Interested candidates should apply via the link below not later than Wednesday, April 3rd 2024.

Only shortlisted candidates will be contacted.

Job Title: FRONT DESK OFFICER

Location: ANAMBRA STATE – AWKA & RIVERS STATE – PORT HARCOURT

Type: Full-Time

Main Responsibilities:

Welcome customers to the bank; communicating courteously with customers by telephone, email, and in person.
Attracts potential customers by answering product and service questions; suggesting information about other products and services available to clients.
Determine and respond to customers enquiries in a professional manner by direct them to the respective workstation or unit where their needs would be served.
Coordinating loan clients for disbursement according to disbursement schedules.
Resolves product or service problems by clarifying customer's complaint; determining the cause of the problem; selecting and explaining the best solution to solve the problem; expediting correction or adjustment; following up to ensure resolution
Refer unresolved customer grievances or special requests to designated departments or units for further investigation and follow-up to ensure resolution.
Directly supervise other admin personnel (cleaners, security guards) for an effective discharge of their duties.
Organize, Sort and distribute incoming mail without delays.
Ensure that the driver’s log book, fuel login sheet, is logged properly and updated.

Requirements:

Minimum educational qualification of OND in any related field
Good communication and Interpersonal Skills
Active PC user
Excellent customer service relation
Ability to work effectively with minimal supervision
1-2 years working experience in any related field would be an added advantag

Method of Application:

All qualified and interested applicants should apply via the link below not later than Thursday, April 11th 2024.

Only shortlisted candidates will be contacted.

Job Title:TRAINEE LOAN OFFICER

Location: SOUTHWEST – LAGOS, OGUN, OYO, ONDO STATE

Type: Full-Time

Main Responsibilities:

Creating and Managing owned Loan portfolio.
Conducting direct promotion and/or other marketing activities on regular basis.
Screening prospect’s eligibility, opening loan applications and arranging appointments with clients.
Conducting loan analyses by visiting the business and household of clients, visiting the business/employer of guarantors and preparing a complete loan assessment according to the bank’s credit procedures.
Presenting loan proposals to the credit committee and informing the client about the decision of the credit committee.
Arranging the disbursement in collaboration with Back Office and client.
Ensuring punctual repayments by monitoring loans with the bank’s software (myMBS) contacting and visiting all parties base on needs.
Ensuring high quality standards of the bank’s credit portfolio.
Actively participating in committees and group discussions, looking for ways to help solve group problems, proactively seeking for improvement and willing to align his/her personal goals with ABN’s goals.

Requirements:

Minimum educational qualification of B.Sc./HND
Basic knowledge of financial mathematics & Accounting
Basic computer skills and mobile Application
Detailed and target oriented.
Good team spirit
Self-motivated and industrious individuals who like to work outdoor.
Excellent analytical skills
Ability to disburse small and medium sized loans to MICRO BUSINESSE

Method of Application:

Interested candidates should apply via the link below not later than Thursday, May 16th 2024.

Only shortlisted candidates will be contacted.

TRAINEE CLIENT ADVISER

Location: LAGOS AND ABEOKUTA

Main Responsibilities:

Taking Enquiries and providing necessary information to clients

Active sales of the Banking Services products

Direct promotion in markets

Mobilize deposits by cross-selling the banks products and giving general information about products/ services and their uses/benefits.

Account opening and all customer account related operations

Disbursements of loans

Providing excellent customer service

Requirements:

Minimum educational qualification of B.Sc./HND

Good communication and Interpersonal Skills

Excellent selling and Marketing skills

Active PC user

Excellent customer service relation

1-2 years relevant working experience would be an added advantage

Ability to work effectively with minimal supervision

Method of Application:

Interested candidates should apply via the link below not later than Thursday, August 22nd 2024.

Apply

JUNIOR ACCOUNTANT (TREASURY)

Location: LAGOS, NIGERIA

About Us:
AB Microfinance Bank Nigeria Limited is a member of an international network of Microfinance Bank under AccessHolding (www.accessholding.com), with its head office in Berlin Germany. We provide world class financial services to small, micro, and medium enterprises and private business individuals in Nigeria; As a leading financial institution dedicated to providing inclusive financial services and fostering economic empowerment within Nigeria, we remain committed to excellence, innovation, and financial sustainability.
Job Summary:
Provide support for treasury unit in the aspect of tax compliance, preparation, research tasks and proper documentation. This role offers opportunities for growth and development within the company.
Key Responsibilities:

Assist in the preparation and submission of tax returns for various tax obligations, including corporate income tax, withholding taxes, VAT transaction taxes, and other applicable taxes.

Review financial statements and records to ensure accuracy and completeness in tax filings.

Monitor and stay updated on changes in tax legislation and regulations to ensure compliance.

Maintain and organize tax records and documentation, ensuring they are up-to-date and readily accessible.

Prepare and assist in the preparation of tax-related reports and schedules for internal and external use.

Assist in tax audits and provide necessary documentation and support to auditors.

Perform preliminary analysis of tax implications for various business transactions and provide recommendations.

Support the Treasury team with data collection and analysis for tax planning and strategy purposes.

Coordinate with internal departments to gather required information and documentation for tax purposes.

Perform general administrative duties, including filing, data entry, and scheduling.

Maintain and update tax databases and records.

Support the Accounts unit with the booking of entries on the Bank’s Core Banking system (myMBS) Accounting Module daily

Responsible for executing additional ad hoc tasks as assigned by the Treasurer or Chief Accountant.

Key Competencies:

B.Sc. or Higher National Diploma in Accounting

Minimum of two years’ work experience in tax field would be an added advantage

Basic knowledge of generally acceptable accounting concepts and principles

Good understanding of the concept of Debit and Credit

Basic knowledge of the use of Microsoft Office tools (Excel & Word)

Familiarity with IFRS is an added advantage

Strong commitment to fulfillment of results

Diligent, detailed oriented and good analytical skills

Good communication skills (Verbal and written)

Ability to work under pressure

Method of Application:

Interested candidates should apply via the link below not later than Monday, September 30th 2024.

AB Microfinance Bank is an equal opportunity employer. We encourage applications from candidates of all backgrounds and experiences. Only shortlisted candidates will be contacted.

Apply

FRONT DESK OFFICER

Job Title: FRONT DESK OFFICER

Location: Lagos, Nigeria

Type: Full-Time

About Us:
AB Microfinance Bank Nigeria Limited is a member of an international network of Microfinance Bank under AccessHolding (www.accessholding.com), with its head office in Berlin Germany. We provide world class financial services to small, micro, and medium enterprises and private business individuals in Nigeria; As a leading financial institution dedicated to providing inclusive financial services and fostering economic empowerment within Nigeria, we remain committed to excellence, innovation, and financial sustainability and we are looking for a dynamic individual to join our team.

Main Responsibilities:

Welcome customers to the bank; communicating courteously with customers by telephone, email, and in person.

Attracts potential customers by answering product and service questions; suggesting information about other products and services available to clients.

Determine and respond to customers enquiries in a professional manner by direct them to the respective workstation or unit where their needs would be served.

Coordinating loan clients for disbursement according to disbursement schedules.

Resolves product or service problems by clarifying customer's complaint; determining the cause of the problem; selecting and explaining the best solution to solve the problem; expediting correction or adjustment; following up to ensure resolution

Refer unresolved customer grievances or special requests to designated departments or units for further investigation and follow-up to ensure resolution.

Directly supervise other admin personnel (cleaners, security guards) for an effective discharge of their duties.

Organize, Sort and distribute incoming mail without delays.

Ensure that the driver’s log book, fuel login sheet, is logged properly and updated.

Necessary Experience and Requirements:

Minimum educational qualification of OND in any related field

Good communication and Interpersonal Skills

Active PC user

Excellent customer service relation

Ability to work effectively with minimal supervision

1-2 years working experience in any related field would be an added advantage.

Method of Application:

All qualified and interested applicants should apply via the link below not later than Tuesday, October 29th 2024.

Only shortlisted candidates will be contacted.

Apply

MOBILE APP DEVELOPER (FLUTTER)

Location: IKEJA, LAGOS

TYPE: FULL-TIME (HYBRID)

About Us:
AB Microfinance Bank Nigeria Limited is a member of an international network of Microfinance Bank under AccessHolding (www.accessholding.com), with its head office in Berlin Germany. We provide world class financial services to small, micro, and medium enterprises and private business individuals in Nigeria; As a leading financial institution dedicated to providing inclusive financial services and fostering economic empowerment within Nigeria, we remain committed to excellence, innovation, and financial sustainability.
The Bank is seeking to fill up this vacancy, kindly go through the advert carefully and only qualified candidates should apply accordingly.

Main tasks and responsibilities:

Design, Develop and maintenance secure Android applications using flutter.

Implement new features based on product requirements while maintaining existing functionality.

Optimize application performance and ensure compatibility with different Android versions and devices.

Unit-testing code for robustness, including edge cases, usability, and reliability.

Comment on/document own code according to standards and guidelines.

Document deployment instructions in line with operating procedures.

Bug fixing and improving application stability and performance.

Collaborate with cross-functional teams to define, design, and ship new features.

Work with outside data sources and Restful APIs.

Development of functional and architectural solutions for realization of requirements.

Continuously discover, evaluate, and implement new technologies to maximize development efficiency.

Qualifications, Necessary Experience and Knowledge:

Minimum B.Sc. / HND in Computer Science, Software engineering or related discipline

At least 3-year experience of mobile app development with android SDK

Proven software development experience and Android skills development

Experience publishing a high-quality mobile app to Google Play Store/Apple store (at least one app)

Knowledge of the mobile landscape, architectures, trends, and emerging technologies

Experience working with remote data via REST and JSON, with 3rd party, with Git/Bitbucket

Experience with security software and solutions and messaging applications

Experience of developing technical documentations

Solid understanding of the full mobile development life cycle.

Experience working with product manager and UI/UX designers.

Experience with Material Design guidelines and mobile UI development.

Experience working with customers and partners.

Focusing the attention to details, ability of providing the ideas both to technical and non- technical addresses, analytical thought, teamwork spirit.

Fluent English (Excellent written and verbal communication skills)

Experience in Linux is an asset. Experience of work in the financial sector is a plus.

Any relevant android certification (Google’s Associate Android Developer) would be a plus.

Method of Application:

Interested candidates should apply via the link below not later than November 30th 2024.

Apply

SOFTWARE DEVELOPER

Location: Lagos

TYPE: FULL-TIME (HYBRID)

About Us:
AB Microfinance Bank Nigeria Limited is a member of an international network of Microfinance Bank under AccessHolding (www.accessholding.com), with its head office in Berlin Germany. We provide world class financial services to small, micro, and medium enterprises and private business individuals in Nigeria; As a leading financial institution dedicated to providing inclusive financial services and fostering economic empowerment within Nigeria, we remain committed to excellence, innovation, and financial sustainability.
The Bank is seeking candidates to fill the position below, carefully go through it and only qualified candidates should apply accordingly.

Main responsibilities:

Design, Develop and maintenance secured mobile applications

Unit-testing code for robustness, including edge cases, usability, and reliability

Comment on/document own code according to standards and guidelines

Document deployment instructions in line with operating procedures

Bug fixing and improving application stability and performance

Collaborate with cross-functional teams to define, design, and ship new features

Work with outside data sources and Restful APIs

Development of functional and architectural solutions for realizations of requirements

Continuously discover, evaluate, and implement new technologies to maximize development efficiency

Necessary experience and knowledge:

Minimum B.Sc / HND in Computer Science, Software engineering or related discipline

At least 3-year experience of mobile app development with android SDK

Experience publishing a high-quality Android app to Google Play Store (at least one app)

Knowledge of the mobile landscape, architectures, trends, and emerging technologies

Experience working with remote data via REST and JSON, with 3rd party, with Git/Bitbucket

Experience with security software and solutions and messaging applications

Experience of developing technical documentations

Solid understanding of the full mobile development life cycle.

Good knowledge of Programming languages Java or PHP and relational database

Experience in web development, mobile development and object-oriented programming

Knowledge of JavaScript, HTML5,

Experience working with product management and UI/UX designers

Fluent English (Excellent written and verbal communication skills)

Experience in Linux is an asset. Experience of work in financial sector is a plus

Method of Application:

Interested and qualified candidates should apply on or before close of business on 30th of November, 2024.

Apply

INTERNAL CONTROL OFFICER

Location: Ikeja, Lagos

About Us:
AB Microfinance Bank Nigeria Limited is a member of an international network of Microfinance Bank under AccessHolding (www.accessholding.com), with its head office in Berlin Germany. We provide world class financial services to small, micro, and medium enterprises and private business individuals in Nigeria; As a leading financial institution dedicated to providing inclusive financial services and fostering economic empowerment within Nigeria, we remain committed to excellence, innovation, and financial sustainability.
Are you an experienced Internal Control professional looking for an exciting opportunity in the financial sector? The Bank is seeking a dynamic and detail-oriented Internal Control Officer to join our team!

Main tasks and responsibilities:

Assess and improve internal controls across bank operations.

Conduct regular audits and risk assessments.

Develop, implement, and maintain internal control policies and procedures.

Collaborate with risk management and internal audit teams.

Identify and report control weaknesses with corrective actions.

Review and verify procurement transactions for compliance.

Ensure proper authorization, documentation, and accounting.

Conduct regular audits of procurement processes.

Oversee administrative transactions, including travel expenses and asset management.

Evaluate operational risks associated with lending practices and internal controls.

Analyze financial statements, loan portfolios, and performance indicators.

Identify emerging risks and provide recommendations.

Follow up on internal control checklists and incident logs.

Provide training on internal controls.

Lead special projects related to internal control.

Prepare internal control reports for management.

Present findings and recommendations to Chief Risk Officer/Head of Risk.

Contribute to maintaining stakeholder trust and upholding regulatory standards.

Qualifications, Necessary Experience and Knowledge:

At least a bachelor’s degree /HND with a focus in Accounting, Procurement administration, Finance/Risk Management.

Minimum of four year’s experience in related field, preferably in the Banking sector.

Professional qualifications such as ICAN, ACA, CIA or other related certifications Is an added advantage.

Track record of risk aversion, sound judgment, integrity, and ethical conduct.

Strong analytical skills, excellent communication and interpersonal skills.

Ability to travel, work flexibly, and manage time effectively.

Proficiency in Microsoft Word and Excel, fluency in English.

Good at questioning and obtaining information from customers, vendors and staff.

Curious and investigative, with a willingness to learn and adapt.

A fast learner: able to use developed sophisticated tools.

Disciplined, with good time management skills and sound knowledge of client management.

Ability to work independently, with a strong understanding of business policies and procedures.

Method of Application:

Interested candidates should apply via the link below not later than Tuesday, December 31st 2024.

Be Part of Our Success Story!

AB Microfinance Bank is an equal opportunity employer. We encourage applications from candidates of all backgrounds and experiences. Only shortlisted candidates will be contacted.

Apply