Careers

If you're ambitious, innovative and hard working, a career with AB Microfinance Bank Nigeria may be for you. New challenges are arising regularly as the microfinance terrain continues to develop in Nigeria. And new ideas, techniques, and solutions are needed. As the pursuit of value takes on greater significance in the financial sector, we have a multitude of career opportunities that will enable you to prove your abilities from the very first day of work.

You will be surrounded by exceptional thinkers and have access to opportunities that most people only read about. Whether you work in the office or the field, or provide solutions to our clients directly or indirectly, you'll experience a culture that is diverse, dynamic, fun and focused on helping you achieve success. Working in AB Microfinance Bank Nigeria can never be described as ordinary. It’s exciting, stimulating and challenging. Depending on how you look at it, it can also be fun.

Equal Opportunities

AB Microfinance Bank Nigeria is fully committed to the principles of equal opportunities in recruitment and employment and does not discriminate on the basis of any legally protected status or characteristic.

Current Vacancies

The Bank is seeking to fill up these vacancies, kindly go through the advert carefully and only qualified candidates should please apply accordingly.

Legal Officer

Interested and qualified candidates should apply on or before close of business on Wednesday, 20th of November, 2024.

Job Title: TRAINEE LOAN OFFICER

Location: South-East & South-South (Awka & Port-Harcourt)

Type: Full-Time

About Us:

AB Microfinance Bank Nigeria Limited is a member of an international network of Microfinance Bank under AccessHolding (www.accessholding.com), with its head office in Berlin Germany. We provide world class financial services to small, micro, and medium enterprises and private business individuals in Nigeria; As a leading financial institution dedicated to providing inclusive financial services and fostering economic empowerment within Nigeria, we remain committed to excellence, innovation, and financial sustainability and we are looking for a dynamic individual to join our team.

Main Responsibilities:

Creating and Managing owned Loan portfolio.

Conducting direct promotion and/or other marketing activities on regular basis.

Screening prospect’s eligibility, opening loan applications and arranging appointments with clients.

Conducting loan analyses by visiting the business and household of clients, visiting the business/employer of guarantors and preparing a complete loan assessment according to the bank’s credit procedures

Presenting loan proposals to the credit committee and informing the client about the decision of the credit committee.

Arranging the disbursement in collaboration with Back Office and client.

Ensuring punctual repayments by monitoring loans with the bank’s software (myMBS) contacting and visiting all parties base on needs.

Ensuring high quality standards of the bank’s credit portfolio.

Actively participating in committees and group discussions, looking for ways to help solve group problems, proactively seeking for improvement and willing to align his/her personal goals with ABN’s goals.

Requirements:

Minimum educational qualification of B.Sc./HND.
Basic knowledge of financial mathematics & Accounting.
Basic computer skills and mobile Application.
Detailed and target oriented.
Good team spirit.
Self-motivated and industrious individuals who like to work outdoor.
Excellent analytical skills.
Ability to disburse small and medium sized loans to MICRO BUSINESSES

Method of Application:

Interested candidates should apply via the link below not later than Wednesday, April 3rd 2024.

Only shortlisted candidates will be contacted.

Job Title: TRAINEE CASHIER

Location: ANAMBRA STATE – AWKA & RIVERS STATE – PORT HARCOURT

Type: Full-Time

Main Responsibilities:

Perform Clients deposit and withdrawal transactions (cash and cheque) within approved limits and provide responses to customers’ enquiries or complaints in a polite and courteous manner within the cash area.
Ensure complete adherence to the dictates of the Cashbox Procedure (including adjoining annexes) and other applicable MEMOs in force at all times.
Ensure that Cash is arranged and stored in an orderly manner (according to denominations) in the Till box and ensure that the cash cabin is neat, tidy, and free from all prohibited items.
Verify the correctness of customers account details (Name, account Number, account type etc.), signatures and pictures before performing deposit and withdrawal transaction.
Verify that cash notes received are not counterfeit notes at the time of presentation using the pre-installed Mercury Lights.
Ensure proper and complete record keeping and filing of all transaction reports and receipts
Support and participate in the deposit mobilization effort of the branch.
Actively support the client advisor team in raising deposits by cross-selling, giving general information about products and services and referring clients to the client advisors.
Actively inform clients about transferring their funds via the funds transfer channel.

Requirements:

Minimum educational qualification of OND in any related field
Good communication and Interpersonal Skills
Active PC user
Excellent customer service relation
Ability to work effectively with minimal supervision
1-2 years working experience in any related field would be an added advantage

Method of Application:

Interested candidates should apply via the link below not later than Wednesday, April 3rd 2024.

Only shortlisted candidates will be contacted.

Job Title: FRONT DESK OFFICER

Location: ANAMBRA STATE – AWKA & RIVERS STATE – PORT HARCOURT

Type: Full-Time

Main Responsibilities:

Welcome customers to the bank; communicating courteously with customers by telephone, email, and in person.
Attracts potential customers by answering product and service questions; suggesting information about other products and services available to clients.
Determine and respond to customers enquiries in a professional manner by direct them to the respective workstation or unit where their needs would be served.
Coordinating loan clients for disbursement according to disbursement schedules.
Resolves product or service problems by clarifying customer's complaint; determining the cause of the problem; selecting and explaining the best solution to solve the problem; expediting correction or adjustment; following up to ensure resolution
Refer unresolved customer grievances or special requests to designated departments or units for further investigation and follow-up to ensure resolution.
Directly supervise other admin personnel (cleaners, security guards) for an effective discharge of their duties.
Organize, Sort and distribute incoming mail without delays.
Ensure that the driver’s log book, fuel login sheet, is logged properly and updated.

Requirements:

Minimum educational qualification of OND in any related field
Good communication and Interpersonal Skills
Active PC user
Excellent customer service relation
Ability to work effectively with minimal supervision
1-2 years working experience in any related field would be an added advantag

Method of Application:

All qualified and interested applicants should apply via the link below not later than Thursday, April 11th 2024.

Only shortlisted candidates will be contacted.

Job Title:TRAINEE LOAN OFFICER

Location: SOUTHWEST – LAGOS, OGUN, OYO, ONDO STATE

Type: Full-Time

Main Responsibilities:

Creating and Managing owned Loan portfolio.
Conducting direct promotion and/or other marketing activities on regular basis.
Screening prospect’s eligibility, opening loan applications and arranging appointments with clients.
Conducting loan analyses by visiting the business and household of clients, visiting the business/employer of guarantors and preparing a complete loan assessment according to the bank’s credit procedures.
Presenting loan proposals to the credit committee and informing the client about the decision of the credit committee.
Arranging the disbursement in collaboration with Back Office and client.
Ensuring punctual repayments by monitoring loans with the bank’s software (myMBS) contacting and visiting all parties base on needs.
Ensuring high quality standards of the bank’s credit portfolio.
Actively participating in committees and group discussions, looking for ways to help solve group problems, proactively seeking for improvement and willing to align his/her personal goals with ABN’s goals.

Requirements:

Minimum educational qualification of B.Sc./HND
Basic knowledge of financial mathematics & Accounting
Basic computer skills and mobile Application
Detailed and target oriented.
Good team spirit
Self-motivated and industrious individuals who like to work outdoor.
Excellent analytical skills
Ability to disburse small and medium sized loans to MICRO BUSINESSE

Method of Application:

Interested candidates should apply via the link below not later than Thursday, May 16th 2024.

Only shortlisted candidates will be contacted.

TRAINEE CLIENT ADVISER

Location: LAGOS AND ABEOKUTA

Main Responsibilities:

Taking Enquiries and providing necessary information to clients

Active sales of the Banking Services products

Direct promotion in markets

Mobilize deposits by cross-selling the banks products and giving general information about products/ services and their uses/benefits.

Account opening and all customer account related operations

Disbursements of loans

Providing excellent customer service

Requirements:

Minimum educational qualification of B.Sc./HND

Good communication and Interpersonal Skills

Excellent selling and Marketing skills

Active PC user

Excellent customer service relation

1-2 years relevant working experience would be an added advantage

Ability to work effectively with minimal supervision

Method of Application:

Interested candidates should apply via the link below not later than Thursday, August 22nd 2024.

Apply

JUNIOR ACCOUNTANT (TREASURY)

Location: LAGOS, NIGERIA

About Us:
AB Microfinance Bank Nigeria Limited is a member of an international network of Microfinance Bank under AccessHolding (www.accessholding.com), with its head office in Berlin Germany. We provide world class financial services to small, micro, and medium enterprises and private business individuals in Nigeria; As a leading financial institution dedicated to providing inclusive financial services and fostering economic empowerment within Nigeria, we remain committed to excellence, innovation, and financial sustainability.
Job Summary:
Provide support for treasury unit in the aspect of tax compliance, preparation, research tasks and proper documentation. This role offers opportunities for growth and development within the company.
Key Responsibilities:

Assist in the preparation and submission of tax returns for various tax obligations, including corporate income tax, withholding taxes, VAT transaction taxes, and other applicable taxes.

Review financial statements and records to ensure accuracy and completeness in tax filings.

Monitor and stay updated on changes in tax legislation and regulations to ensure compliance.

Maintain and organize tax records and documentation, ensuring they are up-to-date and readily accessible.

Prepare and assist in the preparation of tax-related reports and schedules for internal and external use.

Assist in tax audits and provide necessary documentation and support to auditors.

Perform preliminary analysis of tax implications for various business transactions and provide recommendations.

Support the Treasury team with data collection and analysis for tax planning and strategy purposes.

Coordinate with internal departments to gather required information and documentation for tax purposes.

Perform general administrative duties, including filing, data entry, and scheduling.

Maintain and update tax databases and records.

Support the Accounts unit with the booking of entries on the Bank’s Core Banking system (myMBS) Accounting Module daily

Responsible for executing additional ad hoc tasks as assigned by the Treasurer or Chief Accountant.

Key Competencies:

B.Sc. or Higher National Diploma in Accounting

Minimum of two years’ work experience in tax field would be an added advantage

Basic knowledge of generally acceptable accounting concepts and principles

Good understanding of the concept of Debit and Credit

Basic knowledge of the use of Microsoft Office tools (Excel & Word)

Familiarity with IFRS is an added advantage

Strong commitment to fulfillment of results

Diligent, detailed oriented and good analytical skills

Good communication skills (Verbal and written)

Ability to work under pressure

Method of Application:

Interested candidates should apply via the link below not later than Monday, September 30th 2024.

AB Microfinance Bank is an equal opportunity employer. We encourage applications from candidates of all backgrounds and experiences. Only shortlisted candidates will be contacted.

Apply

FRONT DESK OFFICER

Job Title: FRONT DESK OFFICER

Location: Lagos, Nigeria

Type: Full-Time

About Us:
AB Microfinance Bank Nigeria Limited is a member of an international network of Microfinance Bank under AccessHolding (www.accessholding.com), with its head office in Berlin Germany. We provide world class financial services to small, micro, and medium enterprises and private business individuals in Nigeria; As a leading financial institution dedicated to providing inclusive financial services and fostering economic empowerment within Nigeria, we remain committed to excellence, innovation, and financial sustainability and we are looking for a dynamic individual to join our team.

Main Responsibilities:

Welcome customers to the bank; communicating courteously with customers by telephone, email, and in person.

Attracts potential customers by answering product and service questions; suggesting information about other products and services available to clients.

Determine and respond to customers enquiries in a professional manner by direct them to the respective workstation or unit where their needs would be served.

Coordinating loan clients for disbursement according to disbursement schedules.

Resolves product or service problems by clarifying customer's complaint; determining the cause of the problem; selecting and explaining the best solution to solve the problem; expediting correction or adjustment; following up to ensure resolution

Refer unresolved customer grievances or special requests to designated departments or units for further investigation and follow-up to ensure resolution.

Directly supervise other admin personnel (cleaners, security guards) for an effective discharge of their duties.

Organize, Sort and distribute incoming mail without delays.

Ensure that the driver’s log book, fuel login sheet, is logged properly and updated.

Necessary Experience and Requirements:

Minimum educational qualification of OND in any related field

Good communication and Interpersonal Skills

Active PC user

Excellent customer service relation

Ability to work effectively with minimal supervision

1-2 years working experience in any related field would be an added advantage.

Method of Application:

All qualified and interested applicants should apply via the link below not later than Tuesday, October 29th 2024.

Only shortlisted candidates will be contacted.

Apply

LEAD INFORMATION SECURITY AND DATA PROTECTION OFFICER

Location: IKEJA, LAGOS

About Us:
AB Microfinance Bank Nigeria Limited is a member of an international network of Microfinance Bank under AccessHolding (www.accessholding.com), with its head office in Berlin Germany. We provide world class financial services to small, micro, and medium enterprises and private business individuals in Nigeria; As a leading financial institution dedicated to providing inclusive financial services and fostering economic empowerment within Nigeria, we remain committed to excellence, innovation, and financial sustainability.
The Bank is seeking to fill up this vacancy, kindly go through the advert carefully and only qualified candidates should apply accordingly.

Job Summary:
The Lead Information Security is responsible to ensure that information related risks are kept at a minimum by making sure that controls are executed with quality and integrity, all staff are aware of and comply with information security policies and ensuring that non-compliance and other information security incidents detected are properly documented, investigated and addressed with appropriate corrective and preventive measures under guidance from the line supervisor. The Lead Information Security will also serve as Data Protection Officer (DPO). As DPO, he/she will be responsible for overseeing the organization’s data protection strategy and implementation. Ensures that the organization is complying with the Nigeria Data Protection Act (NDPA)/Regulation (NDPR) and other related regulatory requirements. He/she will also manage the Integrated Management System (IMS), ensuring implementation of and compliance to the relevant ISO standards in the IMS.

Main tasks and responsibilities:

InfoSec Risk Control: Advise on InfoSec related risks associated with operational practices in general and introduction of new Software and Hardware in detail and define requirements for risk control.

Continuously review and modify as applicable information security practices and procedures.

Assist in the Risk Assessment process to include asset inventory, system criticality, and data classification, threat analysis and action plans.

Drive implementation of essential elements of the NDPR and ensure compliance with the requirements of the Regulation and other related regulatory requirements.

Lead the development and maintenance of ABN data protection framework and Integrated Management System, developing and driving a data protection and information security culture through awareness, training, and providing advice at all levels – up to and including the Board.

Create and maintain robust policies and procedures and communicate effectively to the business; and input into relevant policies and procedures developed by other business functions.

Provide advice regarding Data Protection Impact Assessments.

Monitoring & Analysis: design and implement controls to help monitor day-to day quality and accuracy of implementation of Information Security Policies and processes. Analyses gaps between should be and as-is applying the Plan-Do-Act-Adjust Cycle and ensures overall quality of control outcomes as executed by team members.

Under guidance from the line supervisor, ensure that information security is enforced across the IT department and at large in the bank.

Reports Information Systems incidents to the management and the group’s information security office and ensuring up to date documentation exists for the same. Also, indicating disciplinary measures taken for non-compliance.

Coordinates the capture of Information Systems key indicator metrics for reporting to the Management

Qualifications, Necessary Experience and Knowledge:

At least a bachelor’s degree in computer engineering, Information Technology, Business Information Technology, Business Administration+ Banking

Minimum of five years’ experience in information security and data protection, preferably in the banking sector.

Professional certifications such as CISSP, CISM, or equivalent is highly desirable

Strong working knowledge related to Network Connectivity, Infrastructure, Operating Systems, Architecture Security, Production Support and Application Management.

Strong understanding of audit/risk management methodologies and regulatory requirements pertaining to information security, privacy and/or data security

Project management experience highly desired

Ability to manage multiple complex priorities and competing agendas without express authority over delivery teams

Ability to interpret and apply policies and regulations across a large, complex business

Analytical aptitude with an emphasis on investigative, methodical critical questioning and logical thinking; a data-driven decision maker

High level of interpersonal skills to interact with leaders at multiple levels and facilitate team interactions.

Proven experience in risk management, incident response, and security operations.

Strong working knowledge related to Network Connectivity, Infrastructure, Operating Systems, Architecture Security, Production Support and Application Management.

Method of Application:

Interested candidates should apply via the link below not later than Tuesday, November 12th 2024.

Apply

Legal Officer

Location: Lagos

About Us:
AB Microfinance Bank Nigeria Limited is a member of an international network of Microfinance Bank under AccessHolding (www.accessholding.com), with its head office in Berlin Germany. We provide world class financial services to small, micro, and medium enterprises and private business individuals in Nigeria; As a leading financial institution dedicated to providing inclusive financial services and fostering economic empowerment within Nigeria, we remain committed to excellence, innovation, and financial sustainability.
The Bank is seeking candidates to fill the position below, carefully go through it and only qualified candidates should apply accordingly.

Main responsibilities:

Provide support to the Company Secretary & Head, Legal in the preparation of materials for Statutory Meetings of the Company, including Board Meetings and Annual General Meeting.

Preparation of necessary immigration documents for both long- and short-term expatriates. This involves processing of CERPAC for expatriates, TWP, visas for all visiting personnel, immigrations filings, etc.

Management of the Bank’s Litigation portfolio and liaising with external solicitors on same.

Management of Due Diligence on prospective clients including liasing with eternal providers to conduct company and land searches.

Attendance in court as the representative of the bank, liaising with the relevant Court Officials thereof on a case-by-case basis.

Undertake the preparation and filing of regulatory returns in compliance with the provision of the Nigeria law, local requirements and regulatory guidelines. This includes Immigrations Returns, Annual Returns, Statement of Affairs, Change of directors etc.

Provide support to the Company Secretary& Head, Legal in the preparation of Statutory Minutes, including Board Minutes, Committee Minutes, AGM Minutes.

Training of Credit Officers on Legal Documentation for borrowers. This includes preparation and updating of training manual in line with current development.

Ensure compliance with Regulatory agencies such as CBN, NDIC, CAC, NOTAP, etc.

Review of all agreements with institutional service providers.

Review of all agreements with refinanciers and foreign counterparts.

Interphase with respect to institutional association membership matters such as NAMB, Microfinance Forum, Nigerian Institute of Directors, etc.

Handle all matters relating to Leases such as branch building documentation and agreements, expatriate residence rental, other staff rental etc.

Undertaking of Legal Research on any subject as requested by Supervisor.

Preparation of Monthly Risk Incidence report in line with the likely risk exposure of the Bank

Manage additional ad hoc tasks as assigned by the Head of Department on Legal issues.

Necessary experience and knowledge:

Bachelor of Law Degree from a recognized University.

Minimum of 4 years relevant work experience (i.e. Post Call to bar)

Must possess a vast knowledge of the Law and exposure to the financial services sector.

Broad knowledge in Nigerian law.

Good negotiation and arbitration skills.

Knowledge of corporate governance issues.

Sound knowledge of MS Office package, database management and record keeping.

Ability to work with high level of discretion and confidentiality.

Effective and very good communication skills (written and oral).

Soft Skills:

Excellent interpersonal and organizational skills.

Ability to work under pressure.

Excellent team spirit.

Problem-solving attitude and skills.

High service-orientation.

Method of Application:

Interested and qualified candidates should apply on or before close of business on Wednesday, 20th of November, 2024.

Apply