Careers
If you're ambitious, innovative and hard working, a career with AB Microfinance Bank Nigeria may be for you. New challenges are arising regularly as the microfinance terrain continues to develop in Nigeria. And new ideas, techniques, and solutions are needed. As the pursuit of value takes on greater significance in the financial sector, we have a multitude of career opportunities that will enable you to prove your abilities from the very first day of work.
You will be surrounded by exceptional thinkers and have access to opportunities that most people only read about. Whether you work in the office or the field, or provide solutions to our clients directly or indirectly, you'll experience a culture that is diverse, dynamic, fun and focused on helping you achieve success. Working in AB Microfinance Bank Nigeria can never be described as ordinary. It’s exciting, stimulating and challenging. Depending on how you look at it, it can also be fun.
Equal Opportunities
AB Microfinance Bank Nigeria is fully committed to the principles of equal opportunities in recruitment and employment and does not discriminate on the basis of any legally protected status or characteristic.
Current Vacancies
The Bank is seeking to fill up these vacancies, kindly go through the advert carefully and only qualified candidates should please apply accordingly.
LEAD INFORMATION SECURITY AND DATA PROTECTION OFFICER
Interested candidates should apply via the link below not later than Tuesday, November 12th 2024.
TRAINEE LOAN OFFICER
Job Title: TRAINEE LOAN OFFICER
Location: South-East & South-South (Awka & Port-Harcourt)
Type: Full-Time
About Us:
AB Microfinance Bank Nigeria Limited is a member of an international network of Microfinance Bank under AccessHolding (www.accessholding.com), with its head office in Berlin Germany. We provide world class financial services to small, micro, and medium enterprises and private business individuals in Nigeria; As a leading financial institution dedicated to providing inclusive financial services and fostering economic empowerment within Nigeria, we remain committed to excellence, innovation, and financial sustainability and we are looking for a dynamic individual to join our team.Main Responsibilities:
- Creating and Managing owned Loan portfolio.
- Conducting direct promotion and/or other marketing activities on regular basis.
- Screening prospect’s eligibility, opening loan applications and arranging appointments with clients.
- Conducting loan analyses by visiting the business and household of clients, visiting the business/employer of guarantors and preparing a complete loan assessment according to the bank’s credit procedures
- Presenting loan proposals to the credit committee and informing the client about the decision of the credit committee.
- Arranging the disbursement in collaboration with Back Office and client.
- Ensuring punctual repayments by monitoring loans with the bank’s software (myMBS) contacting and visiting all parties base on needs.
- Ensuring high quality standards of the bank’s credit portfolio.
- Actively participating in committees and group discussions, looking for ways to help solve group problems, proactively seeking for improvement and willing to align his/her personal goals with ABN’s goals.
Requirements:
- Minimum educational qualification of B.Sc./HND.
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- Basic knowledge of financial mathematics & Accounting.
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- Basic computer skills and mobile Application.
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- Detailed and target oriented.
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- Good team spirit.
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- Self-motivated and industrious individuals who like to work outdoor.
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- Excellent analytical skills.
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- Ability to disburse small and medium sized loans to MICRO BUSINESSES
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Method of Application:
Interested candidates should apply via the link below not later than Wednesday, April 3rd 2024.
Only shortlisted candidates will be contacted.
TRAINEE CLIENT ADVISER
Job Title: TRAINEE CLIENT ADVISER
Location: ANAMBRA STATE – AWKA & RIVERS STATE – PORT HARCOURT
Type: Full-Time
Main Responsibilities:
- Taking Enquiries and providing necessary information to clients
- Active sales of the Banking Services products
- Direct promotion in markets
- Mobilize deposits by cross-selling the banks products and giving general information about products/ services and their uses/benefits.
- Account opening and all customer account related operations
- Disbursements of loans
- Providing excellent customer service
Requirements:
- Minimum educational qualification of B.Sc./HND
- Good communication and Interpersonal Skills
- Excellent selling and Marketing skills
- Active PC user
- Excellent customer service relation
- 1-2 years relevant working experience would be an added advantage
- Ability to work effectively with minimal supervisi
Method of Application:
All qualified and interested applicants should apply via the link below not later than Thursday, April 11th 2024.
Only shortlisted candidates will be contacted.
TRAINEE CASHIER
Job Title: TRAINEE CASHIER
Location: ANAMBRA STATE – AWKA & RIVERS STATE – PORT HARCOURT
Type: Full-Time
Main Responsibilities:
- Perform Clients deposit and withdrawal transactions (cash and cheque) within approved limits and provide responses to customers’ enquiries or complaints in a polite and courteous manner within the cash area.
- Ensure complete adherence to the dictates of the Cashbox Procedure (including adjoining annexes) and other applicable MEMOs in force at all times.
- Ensure that Cash is arranged and stored in an orderly manner (according to denominations) in the Till box and ensure that the cash cabin is neat, tidy, and free from all prohibited items.
- Verify the correctness of customers account details (Name, account Number, account type etc.), signatures and pictures before performing deposit and withdrawal transaction.
- Verify that cash notes received are not counterfeit notes at the time of presentation using the pre-installed Mercury Lights.
- Ensure proper and complete record keeping and filing of all transaction reports and receipts
- Support and participate in the deposit mobilization effort of the branch.
- Actively support the client advisor team in raising deposits by cross-selling, giving general information about products and services and referring clients to the client advisors.
- Actively inform clients about transferring their funds via the funds transfer channel.
Requirements:
- Minimum educational qualification of OND in any related field
- Good communication and Interpersonal Skills
- Active PC user
- Excellent customer service relation
- Ability to work effectively with minimal supervision
- 1-2 years working experience in any related field would be an added advantage
Method of Application:
Interested candidates should apply via the link below not later than Wednesday, April 3rd 2024.
Only shortlisted candidates will be contacted.
FRONT DESK OFFICER
Job Title: FRONT DESK OFFICER
Location: ANAMBRA STATE – AWKA & RIVERS STATE – PORT HARCOURT
Type: Full-Time
Main Responsibilities:
- Welcome customers to the bank; communicating courteously with customers by telephone, email, and in person.
- Attracts potential customers by answering product and service questions; suggesting information about other products and services available to clients.
- Determine and respond to customers enquiries in a professional manner by direct them to the respective workstation or unit where their needs would be served.
- Coordinating loan clients for disbursement according to disbursement schedules.
- Resolves product or service problems by clarifying customer's complaint; determining the cause of the problem; selecting and explaining the best solution to solve the problem; expediting correction or adjustment; following up to ensure resolution
- Refer unresolved customer grievances or special requests to designated departments or units for further investigation and follow-up to ensure resolution.
- Directly supervise other admin personnel (cleaners, security guards) for an effective discharge of their duties.
- Organize, Sort and distribute incoming mail without delays.
- Ensure that the driver’s log book, fuel login sheet, is logged properly and updated.
Requirements:
- Minimum educational qualification of OND in any related field
- Good communication and Interpersonal Skills
- Active PC user
- Excellent customer service relation
- Ability to work effectively with minimal supervision
- 1-2 years working experience in any related field would be an added advantag
Method of Application:
All qualified and interested applicants should apply via the link below not later than Thursday, April 11th 2024.
Only shortlisted candidates will be contacted.
TRAINEE LOAN OFFICER
Job Title:TRAINEE LOAN OFFICER
Location: SOUTHWEST – LAGOS, OGUN, OYO, ONDO STATE
Type: Full-Time
Main Responsibilities:
- Creating and Managing owned Loan portfolio.
- Conducting direct promotion and/or other marketing activities on regular basis.
- Screening prospect’s eligibility, opening loan applications and arranging appointments with clients.
- Conducting loan analyses by visiting the business and household of clients, visiting the business/employer of guarantors and preparing a complete loan assessment according to the bank’s credit procedures.
- Presenting loan proposals to the credit committee and informing the client about the decision of the credit committee.
- Arranging the disbursement in collaboration with Back Office and client.
- Ensuring punctual repayments by monitoring loans with the bank’s software (myMBS) contacting and visiting all parties base on needs.
- Ensuring high quality standards of the bank’s credit portfolio.
- Actively participating in committees and group discussions, looking for ways to help solve group problems, proactively seeking for improvement and willing to align his/her personal goals with ABN’s goals.
Requirements:
- Minimum educational qualification of B.Sc./HND
- Basic knowledge of financial mathematics & Accounting
- Basic computer skills and mobile Application
- Detailed and target oriented.
- Good team spirit
- Self-motivated and industrious individuals who like to work outdoor.
- Excellent analytical skills
- Ability to disburse small and medium sized loans to MICRO BUSINESSE
Method of Application:
Interested candidates should apply via the link below not later than Thursday, May 16th 2024.
Only shortlisted candidates will be contacted.
TRAINEE CLIENT ADVISER
Location: LAGOS AND IJEBU ODE (OGUN STATE)
Main Responsibilities:
- Taking Enquiries and providing necessary information to clients
- Active sales of the Banking Services products
- Direct promotion in markets
- Mobilize deposits by cross-selling the banks products and giving general information about products/ services and their uses/benefits.
- Account opening and all customer account related operations
- Disbursements of loans
- Providing excellent customer service
Requirements:
- Minimum educational qualification of B.Sc./HND
- Good communication and Interpersonal Skills
- Excellent selling and Marketing skills
- Active PC user
- Excellent customer service relation
- 1-2 years relevant working experience would be an added advantage
- Ability to work effectively with minimal supervision
Method of Application:
Interested candidates should apply via the link below not later than Wednesday, May 29th 2024.
NB: INTERVIEW & TRAINING WILL BE CONDUCTED PHYSICALLY IN LAGOS. Please do not apply if you are not willing to attend a physical Interview and training in Lagos.TRAINEE CLIENT ADVISER
Location: LAGOS AND ABEOKUTA
Main Responsibilities:
- Taking Enquiries and providing necessary information to clients
- Active sales of the Banking Services products
- Direct promotion in markets
- Mobilize deposits by cross-selling the banks products and giving general information about products/ services and their uses/benefits.
- Account opening and all customer account related operations
- Disbursements of loans
- Providing excellent customer service
Requirements:
- Minimum educational qualification of B.Sc./HND
- Good communication and Interpersonal Skills
- Excellent selling and Marketing skills
- Active PC user
- Excellent customer service relation
- 1-2 years relevant working experience would be an added advantage
- Ability to work effectively with minimal supervision
Method of Application:
Interested candidates should apply via the link below not later than Thursday, August 22nd 2024.
JUNIOR ACCOUNTANT (TREASURY)
Location: LAGOS, NIGERIA
About Us:
AB Microfinance Bank Nigeria Limited is a member of an international network of Microfinance Bank under AccessHolding (www.accessholding.com), with its head office in Berlin Germany. We provide world class financial services to small, micro, and medium enterprises and private business individuals in Nigeria; As a leading financial institution dedicated to providing inclusive financial services and fostering economic empowerment within Nigeria, we remain committed to excellence, innovation, and financial sustainability.Job Summary:
Provide support for treasury unit in the aspect of tax compliance, preparation, research tasks and proper documentation. This role offers opportunities for growth and development within the company.Key Responsibilities:
- Assist in the preparation and submission of tax returns for various tax obligations, including corporate income tax, withholding taxes, VAT transaction taxes, and other applicable taxes.
- Review financial statements and records to ensure accuracy and completeness in tax filings.
- Monitor and stay updated on changes in tax legislation and regulations to ensure compliance.
- Maintain and organize tax records and documentation, ensuring they are up-to-date and readily accessible.
- Prepare and assist in the preparation of tax-related reports and schedules for internal and external use.
- Assist in tax audits and provide necessary documentation and support to auditors.
- Perform preliminary analysis of tax implications for various business transactions and provide recommendations.
- Support the Treasury team with data collection and analysis for tax planning and strategy purposes.
- Coordinate with internal departments to gather required information and documentation for tax purposes.
- Perform general administrative duties, including filing, data entry, and scheduling.
- Maintain and update tax databases and records.
- Support the Accounts unit with the booking of entries on the Bank’s Core Banking system (myMBS) Accounting Module daily
- Responsible for executing additional ad hoc tasks as assigned by the Treasurer or Chief Accountant.
Key Competencies:
- B.Sc. or Higher National Diploma in Accounting
- Minimum of two years’ work experience in tax field would be an added advantage
- Basic knowledge of generally acceptable accounting concepts and principles
- Good understanding of the concept of Debit and Credit
- Basic knowledge of the use of Microsoft Office tools (Excel & Word)
- Familiarity with IFRS is an added advantage
- Strong commitment to fulfillment of results
- Diligent, detailed oriented and good analytical skills
- Good communication skills (Verbal and written)
- Ability to work under pressure
Method of Application:
Interested candidates should apply via the link below not later than Monday, September 30th 2024.
AB Microfinance Bank is an equal opportunity employer. We encourage applications from candidates of all backgrounds and experiences. Only shortlisted candidates will be contacted.
FRONT DESK OFFICER
Job Title: FRONT DESK OFFICER
Location: Lagos, Nigeria
Type: Full-Time
About Us:
AB Microfinance Bank Nigeria Limited is a member of an international network of Microfinance Bank under AccessHolding (www.accessholding.com), with its head office in Berlin Germany. We provide world class financial services to small, micro, and medium enterprises and private business individuals in Nigeria; As a leading financial institution dedicated to providing inclusive financial services and fostering economic empowerment within Nigeria, we remain committed to excellence, innovation, and financial sustainability and we are looking for a dynamic individual to join our team.Main Responsibilities:
- Welcome customers to the bank; communicating courteously with customers by telephone, email, and in person.
- Attracts potential customers by answering product and service questions; suggesting information about other products and services available to clients.
- Determine and respond to customers enquiries in a professional manner by direct them to the respective workstation or unit where their needs would be served.
- Coordinating loan clients for disbursement according to disbursement schedules.
- Resolves product or service problems by clarifying customer's complaint; determining the cause of the problem; selecting and explaining the best solution to solve the problem; expediting correction or adjustment; following up to ensure resolution
- Refer unresolved customer grievances or special requests to designated departments or units for further investigation and follow-up to ensure resolution.
- Directly supervise other admin personnel (cleaners, security guards) for an effective discharge of their duties.
- Organize, Sort and distribute incoming mail without delays.
- Ensure that the driver’s log book, fuel login sheet, is logged properly and updated.
Necessary Experience and Requirements:
- Minimum educational qualification of OND in any related field
- Good communication and Interpersonal Skills
- Active PC user
- Excellent customer service relation
- Ability to work effectively with minimal supervision
- 1-2 years working experience in any related field would be an added advantage.
Method of Application:
All qualified and interested applicants should apply via the link below not later than Tuesday, October 29th 2024.
Only shortlisted candidates will be contacted.
LEAD INFORMATION SECURITY AND DATA PROTECTION OFFICER
Location: IKEJA, LAGOS
About Us:
AB Microfinance Bank Nigeria Limited is a member of an international network of Microfinance Bank under AccessHolding (www.accessholding.com), with its head office in Berlin Germany. We provide world class financial services to small, micro, and medium enterprises and private business individuals in Nigeria; As a leading financial institution dedicated to providing inclusive financial services and fostering economic empowerment within Nigeria, we remain committed to excellence, innovation, and financial sustainability. The Bank is seeking to fill up this vacancy, kindly go through the advert carefully and only qualified candidates should apply accordingly.Job Summary:
The Lead Information Security is responsible to ensure that information related risks are kept at a minimum by making sure that controls are executed with quality and integrity, all staff are aware of and comply with information security policies and ensuring that non-compliance and other information security incidents detected are properly documented, investigated and addressed with appropriate corrective and preventive measures under guidance from the line supervisor. The Lead Information Security will also serve as Data Protection Officer (DPO). As DPO, he/she will be responsible for overseeing the organization’s data protection strategy and implementation. Ensures that the organization is complying with the Nigeria Data Protection Act (NDPA)/Regulation (NDPR) and other related regulatory requirements. He/she will also manage the Integrated Management System (IMS), ensuring implementation of and compliance to the relevant ISO standards in the IMS.Main tasks and responsibilities:
- InfoSec Risk Control: Advise on InfoSec related risks associated with operational practices in general and introduction of new Software and Hardware in detail and define requirements for risk control.
- Continuously review and modify as applicable information security practices and procedures.
- Assist in the Risk Assessment process to include asset inventory, system criticality, and data classification, threat analysis and action plans.
- Drive implementation of essential elements of the NDPR and ensure compliance with the requirements of the Regulation and other related regulatory requirements.
- Lead the development and maintenance of ABN data protection framework and Integrated Management System, developing and driving a data protection and information security culture through awareness, training, and providing advice at all levels – up to and including the Board.
- Create and maintain robust policies and procedures and communicate effectively to the business; and input into relevant policies and procedures developed by other business functions.
- Provide advice regarding Data Protection Impact Assessments.
- Monitoring & Analysis: design and implement controls to help monitor day-to day quality and accuracy of implementation of Information Security Policies and processes. Analyses gaps between should be and as-is applying the Plan-Do-Act-Adjust Cycle and ensures overall quality of control outcomes as executed by team members.
- Under guidance from the line supervisor, ensure that information security is enforced across the IT department and at large in the bank.
- Reports Information Systems incidents to the management and the group’s information security office and ensuring up to date documentation exists for the same. Also, indicating disciplinary measures taken for non-compliance.
- Coordinates the capture of Information Systems key indicator metrics for reporting to the Management
Qualifications, Necessary Experience and Knowledge:
- At least a bachelor’s degree in computer engineering, Information Technology, Business Information Technology, Business Administration+ Banking
- Minimum of five years’ experience in information security and data protection, preferably in the banking sector.
- Professional certifications such as CISSP, CISM, or equivalent is highly desirable
- Strong working knowledge related to Network Connectivity, Infrastructure, Operating Systems, Architecture Security, Production Support and Application Management.
- Strong understanding of audit/risk management methodologies and regulatory requirements pertaining to information security, privacy and/or data security
- Project management experience highly desired
- Ability to manage multiple complex priorities and competing agendas without express authority over delivery teams
- Ability to interpret and apply policies and regulations across a large, complex business
- Analytical aptitude with an emphasis on investigative, methodical critical questioning and logical thinking; a data-driven decision maker
- High level of interpersonal skills to interact with leaders at multiple levels and facilitate team interactions.
- Proven experience in risk management, incident response, and security operations.
- Strong working knowledge related to Network Connectivity, Infrastructure, Operating Systems, Architecture Security, Production Support and Application Management.
Method of Application:
Interested candidates should apply via the link below not later than Tuesday, November 12th 2024.