About Us

About Us

AB Microfinance Bank is a national microfinance bank licensed by the Central Bank of Nigeria (CBN), with its head office in Lagos and branches spread across Lagos, Oyo, Ogun and Ondo State.

AB Microfinance Bank Nigeria is committed to its passion of helping to improve the business opportunities of entrepreneurs by availing them of easy access to affordable loans, as well as improve the general financial status of everyone with its deposit accounts. It is a limited liability company duly incorporated in Nigeria under the 2002 Companies and Allied Matters Act, and is regulated by the Central Bank of Nigeria as a fully fledged microfinance bank.

The Bank has an exceptional group of very strong international shareholders committed to the task of improving access to financial services in the country. These shareholders are Access Microfinance Holding AG of Germany, KfW - the German Development Bank, the African Development Bank, and the International Finance Corporation of the World Bank Group. Together, they have an established record of setting up and managing microfinance banks across the African and Asian continents in such countries as Nigeria, Tanzania, Liberia, Zambia, Rwanda, Madagascar, Azerbaijan, Tajikistan,Georgia and Brazil.

ABN is a socially responsible bank and the bank of choice for micro and small enterprises. It strives to be the leading provider of financial services in this market segment in Nigeria.

The Bank's loans are primarily based on an assessment of the borrower's repayment capacity. Business loans are the core product of the Bank.

ABN builds-up long term business relationships with customers based on responsibility and mutual respect. By doing so it promotes a savings culture and supports borrowers to build-up a credit history.

ABN shareholders have a long term investment horizon and expect a reasonable commercial return on investment

ABN is committed to the development of the Nigerian financial sector by rendering accessible services to the people, with an ambition for excellence and quality.

Shareholders, management and staff of ABN share strong corporate values, in particular transparency, non-discrimination, open communication, performance orientation, social & environmental responsibility and client protection.

To achieve its objectives and to establish a strong corporate culture based on its values, ABN invests heavily in training. With a share capital of N2.1 billion, AB Microfinance Bank Nigeria is committed to improving access to financial services in Nigeria.